Coverage that pertains, for the most part, to claims arising out of the insured's liability for injuries or damage caused by ownership of property, manufacturing operations, contracting operations, sale or distribution of products, and the operation of machinery, as well as professional services. [MORE
An insurance policy that provides protection against claims involving bodily injury and property damage to third parties.
A broad term meaning liability insurance, other than automobile liability or employers' liability, written to cover professional and commercial risks. In respect to commercial liability, various available coverages could cover such risks as premises and operations, contractual liability, products and completed operations.
deals with such exposures as premises-operations, products-completed operations, etc.
A form of insurance designed to protect owners and operators of businesses from a wide variety if liability exposures. These exposures could include liability arising out of accidents resulting from the premises or the operations of an insured, products sold by the insured, operations completed by the insured, and contractual liability.
A type of liability insurance other than automobile, worker's compensation or employer's liability that covers damage or bodily injury. In a health care setting, general liability would cover such incidents as a visitor slipping on a wet floor of a hospital or office or the theft of a patient's belongings.
A type of liability insurance that covers personal, professional and commercial risks (for instance it may cover physical and property damages not covered by other types of insurance such as auto insurance).
A form of insurance that protects the policy owner from acts of negligence and/or omissions resulting in bodily injury and/or property damage on the premises of a business.
Liability only coverage that protects business owners and operators from claims brought by third parties alleging bodily injury or property damage.
Some meeting facilities require this type of insurance. Coverage is available to your chapter through APRA International's policy. If you have any questions, please contact Nicole Tafoya at the APRA office (312-321-5196).
Insurance that provides protection to you against liability to a third party for property damage, bodily injury, personal and advertising injury, and medical payments, subject to the limits and conditions of an insurance policy.
Protects the contract from claims resulting from the contractor’s construction operations that result in bodily injury or property damage to a third party.
Coverage for an insured's negligent acts or omissions that cause personal or bodily injury to another person or damage to property belonging to another. Also referred to as third party insurance, the policyholder being the first party, the insurer the second party, and the liability claimant, the third party, various kinds of general liability insurance can include Personal Injury, covering torts such as libel or slander, and Product Liability Insurance, covering injuries caused by something the insured imports, manufactures, processes, or sells
This is a form of insurance that is purchased by companies to pay damages if one of their employees, while at work, is negligent and causes someone to suffer an injury. It is similar to an umbrella policy for a homeowner.
General liability insurance provides protection against bodily injury and property damage claims arising from the insured's operations. It covers premises and operations, use of independent subcontractors, and products and completed operations. Major exclusions, which are covered by other types of insurance, include liability arising out of the ownership, maintenance, or use of watercraft, aircraft, and automobiles, and professional liability.
Coverage for an insured when negligent acts and/or omissions result in bodily injury and/or property damage to a third party.
Covers bodily injury and property damage liability for incidents that occur on holder’s premises or at holder’s customer’s location.
Insurance designed to protect business owners and operators from a wide variety of liability exposures. Exposures could include liability arising from accidents resulting from the insured's premises or operations, products sold by the insured, operations completed by the insured, and contractual liability.
Insurance policies covering whatever losses are enumerated in the policy.
Refers to coverage for an Insured when negligent acts or omissions result in bodily injury and / or property damage on the premises of a business, when an individual is injured as the result using the Insured's product manufactured or distributed by a business, or when someone is injured in the general course of operations of a business.
Insurance protecting businesses from most liability exposures other than automobile and professional liability.
see Commercial general liability.
