Many states have passed laws permitting the individual automobile accident victim to collect directly from his or her own insurance company for medical and hospital expenses regardless of who was at fault in the accident. There are many variations in the laws of those states which have no-fault statutes. Most states do allow the individual to sue the negligent party if the amount of damages exceeds a certain stated limit. See also Keeton-O'Connell Plan.

No-fault insurance is insurance that pays for health care services resulting from injury to you or damage to your property regardless of who is at fault for causing the accident.

No-fault insurance refers to the way insurance companies settle claims. Generally, a no-fault policy will not require that blame be assigned in order for a policyholder to be paid. | Back

Several states have passed laws (with many variations) permitting an automobile accident victim to collect directly from his/her own insurance company for medical or hospital expenses regardless of who was at fault in the accident.

A law enacted by many states allowing a victim of an automobile accident to collect medical and hospital expenses from his or her own insurance company.

Losses from an auto accident are paid without regard to who caused the accident in this increasingly popular type of insurance.

Compensates you for a loss according to the terms of the policy, regardless of who caused the accident. In Florida, no-fault insurance applies to personal injury only, and does not provide any coverage for your vehicle.

an automobile insurance program in which drivers involved in an accident collect medical expenses, lost wages, and related injury costs from their own insurance company

A legislated system of insurance in several states, specifically Arkansas and Kansas, under which payment is made by the insured's own insurance company regardless of who is at fault. Details of this system vary significantly from state to state and the benefits are outlined in detail in the policy of insurance.

Type of auto insurance coverage establishing how an insurance company will settle a claim covered by their policy. Many times responsibility does not need to be assigned prior to an insurance claim being settled.

This is when your insurance company will pay for your injuries whether you are the guilty party of an accident or not. Not all states offer no-fault insurance. If you live in a state with no-fault insurance regulations, your auto insurance policy pays for your injuries no matter who caused an accident. No-fault insurance states include Florida, Colorado Hawaii, Pennsylvania, Kentucky, Kansas, Utah, Massachusetts, New Jersey, Michigan, Minnesota, North Dakota, and New York.

If a type of auto insurance coverage is described as no-fault, this generally refers to the way the insurance company settles a covered auto insurance claim. Generally, if a certain coverage is no-fault, responsibility doesn't have to be assigned before an auto insurance claim gets settled.

coverage that allows a claimant to collect from his own insurance company in the case of an accident, regardless of who was responsible for damages. Not offered in all states. (Note: Maryland, New Jersey and Pennsylvania are no-fault states. North Carolina, Tennessee and Virginia are not.)

A form of insurance available in many states under which each driver in an accident files claims for losses, such as medical expenses, with their own insurance company, regardless of who is at fault.

No-fault insurance is designed to speed up claims payments to accident victims and to lower the cost of auto insurance by reducing the number of lawsuits for minor claims. Under no-fault insurance, a person's own insurance company pays for financial losses like medical expenses and lost wages due to an accident, regardless of who caused it. (In a fault system, your expenses won't be paid by the other party's insurance company until he or she has been proved negligent.) In exchange, the right to sue may be restricted in some cases.

For the policyholder to receive his/her money, this does not require blame for any problem to assigned. Property Damage Liability: Pays for damage the policyholder causes to someone else's property.

Insurance coverage that pays certain expenses arising from bodily injury for certain losses without regard to legal liability or fault. A number of states require drivers to maintain no-fault automobile insurance to cover bodily injury resulting from automobile accidents.This coverage also is known as personal injury protection (PIP) coverage.

A no-fault policy usually will not require that someone be assigned the blame in order for the policyholder to receive his/her money. In no-fault states, insurance companies are required to have this type of policy.

Several states have laws permitting the individual automobile accident victim to collect monies directly from their own insurance company for medical and hospital expenses regardless of whose fault the accident was. The laws vary from state to state. However, most states will allow the individual to sue the party at fault if the amount of damages is higher than a certain stated limit.

(1)A type of auto insurance mechanism whereby the right to sue another party for damages caused by negligence is limited and, in exchange, expanded first party benefits are offered. (2)A form of insurance by which a person's financial losses resulting from an automobile accident are paid by his or her own insurer regardless of who was at fault.

In certain states, No-Fault insurance permits automobile accident victims to be directly reimbursed for medical and hospital expenses and loss of income by their own insurance company regardless of who is at fault.

An insurance system where your insurance coverage pays for your injuries regardless of who caused the accident.

Each insured person's insurance company pays for certain financial losses, such as medical expenses and lost wages, regardless of who caused the accident. In exchange for these benefits, the right to sue may be restricted in some cases.

Permits automobile accident victims to be directly reimbursed for medical and hospital expenses and loss of income by their own insurance company regardless of who was at fault. Massachusetts included property damage.

A system of compensation enacted by law in many states under which indemnification is made by the insured's own insurance company regardless of who is at fault. Details of this system vary significantly from state to state. RETURN TO THE TOP

A system of insurance coverage where your insurance company pays for your injuries in an auto accident, regardless of who is at fault.

Many states have enacted auto accident compensation laws permitting auto accident victims to collect directly from their own insurance companies for medical and hospital expenses regardless of who was at fault in the accident. Although there are many legal variations of no-fault insurance, most states still allow people to sue the negligent party if the amount of damages exceeds a certain state-determined threshold.

The auto accident compensation law has been enacted by most of the states to permit auto accident victims to collect directly from their insurance companies for hospital and other medical expenses irrespective of who has made the fault during the accident.

No-fault insurance (sometimes known as PIP or PPI) is designed to pay for the financial losses associated with minor accidents as quickly as possible. Under a no-fault system, your own insurance company will pay medical expenses and lost wages caused by an accident, regardless of who was at fault. In the long run, this system saves time and money that would otherwise be spent litigating petty claims. Usually, that means less expensive auto insurance. In exchange, no-fault systems limit the right to sue under certain circumstances. Not every state has of-fault, and systems vary quite a bit from state to state. In Michigan, there is no limit to the amount that you can collect under no-fault. In other states, you may only be able to collect $5,000. Once no-fault runs out, motorists can turn to their uninsured motorist/underinsured motorist coverage to make up the difference.

A type of insurance where both parties in an accident file claims regardless of fault.

insurance that allows the holder to recover loss from automobile accidents (up to a fixed amount) without regard to who is at fault –³‰ßŽ¸‘¹ŠQ”…ž§“x

No-fault insurance is a type of automobile insurance where an insured need only prove that they were injured in an automobile accident (either damage to persons or damage to property) to recover under the policy. There is no need for them to prove that they were not at fault in the accident, or to prove another party was at fault in the accident.