Definitions for "Uninsured motorist coverage"
An automobile policy option which covers one for property damage and bodily injury caused by another motorist who does not carry liability insurance. see also underinsured motorist coverage.
An endorsement to a personal automobile policy that covers bodily injury or property damage caused by a third party who either has no insurance, has inadequate insurance, or is a hit-and-run driver.
A coverage in personal or commercial auto policies that provides protection against bodily injury loss (also property damage in some states) when the insured is injured in an accident with a hit-and-run motorist or a motorist who has no insurance.