A provision in an automobile insurance policy that protects the insured from uninsured and hit-and-run drivers.
A coverage in an automobile insurance policy under which the insurance company will pay damages to the insured for which another motorist is liable if that motorist is unable to pay because he or she is uninsured. This coverage applies to bodily injury damages only. Injuries to the insured caused by a hit-and-run driver are also covered.
Coverage available on your own auto insurance policy to protect you from a loss caused by a negligent driver who does not carry any auto insurance. In some states the term Uninsured Motorists is inclusive of Underinsured Motorist Coverage.