The insuring agreement states that the insurer will pay all reasonable and necessary medical and funeral expenses incurred by the insured because of bodily injury caused by an accident. The insured is the named insured or the named insured's employees or guests or any other person occupying a covered auto. These payments are made without regard to fault. Back to list of terms.
In Georgia, auto insurance companies offer a "medical payments" coverage to pay medical bills for occupants on the insured vehicle in an accident.
Part of a standard auto insurance policy that provides coverage of medical expenses incurred by you and your passengers in the event of an accident, regardless of who is at fault.