A coverage found in auto and liability policies that pays medical expenses to covered (injured) persons without regard to liability.
Pays all persons medical and funeral expenses due to vehicle accident, irrespective of whose fault led to accident. Normally not available with Personal Injury Protection Benefits
Provision of liability policies and the liability sections of package insurance policies, such as the personal automobile policy, that pays medical expenses without regard to fault. The insured does not admit liability for bodily injury to another party, nor does an injured party forfeit the right to sue the insured.
Covers reasonable medical costs of an individual other than the insured due to an accident, regardless of the Insured's legal liability. This coverage can be part of an automobile policy or a general liability policy.
Pays certain medical and funeral expenses resulting from a motor vehicle accident. This coverage protects anyone occupying your vehicle. I
A coverage available in various liability insurance policies. It reimburses you and your passengers — regardless of legal liability — for medical or funeral expenses stemming from Bodily Injury (BI) or death by accident.
Pays, up to the coverage limits, for reasonable and necessary doctor, hospital and funeral expenses for you and your passengers injured or killed in an accident, regardless of who is at fault.
Medical payments coverage, also called personal injury protection (PIP), covers physical injuries to you and your passengers (within limits).
Medical payments coverage, also called personal injury protection, or PIP, covers the cost of injuries to you, your family, and your passengers.
The insuring agreement states that the insurer will pay all reasonable and necessary medical and funeral expenses incurred by an insured because of bodily injury caused by an accident. Payment can be made for expenses incurred within three years from the date of the accident. The insured is the named insured and family members and any other person injured while occupying a covered auto. Pedestrians or cyclists are also considered insureds when struck by a vehicle. These payments are made without regard to fault. Back to list of terms.
This insurance coverage covers hospital or medical treatment bills and sometimes funeral expenses if a primary operator or passengers are critically injured or killed in an insured passenger vehicle.
Covers the medical bills incurred by policyholders and their passengers after an auto accident, regardless of who is at fault.
Compensates medical costs and lost wages to the insured or any other passengers in the insured's vehicle after an accident. Also known as Personal Injury Protection.
This is insurance that you buy, on your vehicle policy, in case you get hurt. This provides for payment of your medical bills. Usually it comes in $5,000.00 and/or $10,000.00 increments. You are entitled to this coverage no matter who is at fault.
This coverage pays medical bills and/or funeral expenses if a covered driver and/or accompanying passengers are injured or killed while in an insured vehicle, regardless of fault in an accident. This may also cover policyholders and their family members when in others' vehicles, or when policyholders and their family members are on foot and hit by a car. The amount paid by medical payments coverage is capped at the limit you select. | Back
Optional insurance in states without "no-fault" insurance systems. It pays for medical and funeral expenses for you and your passengers from an accident, up to policy limits, regardless of who is at fault.
Covers the medical costs (up to the specified limit you choose) resulting from an auto accident for you, your family, and others in your car. It pays regardless of fault.
Medical Payments Coverage covers you for medical expenses related to injuries you sustain in an auto accident. Most states require this coverage and the limits may vary from state to state.
This part of an auto insurance policy pays for medical expenses and lost wages to you and any passengers in your vehicle after an accident. It is also known as personal injury protection (PIP).
Optional insurance that pays for medical and/or funeral expenses for the driver and passenger of a vehicle.
Medical coverage for bodily injuries received while occupying an insured vehicle. It covers the insured and passengers regardless of negligence and is usually limited to $5,000.
This coverage pays the doctor, hospital bills, and funeral expenses for injuries to you and to members of your family who live with you, regardless of who caused the accident. MedPay is the principal auto injury coverage sold in states with traditional tort laws.
A form of insurance that pays for medical expenses regardless of liability. Return to Glossary | Return to
Medical and funeral expense coverage for bodily injuries sustained from or while occupying an insured vehicle, regardless of the insured's negligence.
A form of insurance that pays for medical and funeral expenses regardless of liability.
Reimburses for the necessary expenses for medical, hospital and funeral costs for persons other than the "insured" or employees of the insured, who are injured while on the insured's premises. The coverage is available whether the policyholder is liable or not.
Coverage often called PIP or personal injury protection that covers cost to personal injury to you, family or passengers.