A policy that protects against damage to goods, not loss or theft. Not always included as part of motor cover, but sometimes applies to vehicle contents that are stolen or damaged.
It is an insurance that protects against damage to goods not loss or theft but that get damaged due to unforeseeable factors. It usually covers vehicle contents that are stolen or damaged.
Insurance policy that covers damage that can be replaced. This includes spills, by children or others, and the breaking of household items. Loss and theft are not included.
This is an optional extension to the policy to cover your property for damage caused by unexpected and unintended incidents. For example, if you accidentally put a foot through the ceiling whilst in the loft, this would be covered under the buildings accidental damage extension. If you accidentally spilt paint on your carpet, this would be covered under the contents accidental damage extension. Some accidental damage cover is provided free - see policy wordings for details.
Coverage which encompasses any damage to goods instead of theft or loss.
Insurance against damage to items. It does not cover you for loss or theft. Accidental Damage Cover is often taken out as an extra on top of standard home insurance policy. This is because home insurance, which covers against theft or damage by flood or fire, often doesn't protect against minor damage caused by kids, pets and overzealous DIY-ers.