Keywords:  accident, injure, auto, injury, lawsuit
Part of a standard auto insurance policy that covers you (up to the policy limits) for losses that result when you inflict bodily injuries on others. Covered losses generally include medical expenses, pain and suffering, and lost income. This is required coverage in most states.
As part of an auto policy, the liability insurance that pays if someone is hurt or killed in an accident that is your fault.
Protects the insured as the owner or driver of a vehicle for all sums (up to the limits purchased) which the insured becomes legally obligated to pay because of bodily injury to an injured third party. This coverage also pays defense costs against legal actions. Bodily injury liability limits are often expressed as two figures - the first figure represents the payment limit per person per accident and the second figure represents the total payment limit per accident.