Definitions for "Credit Bureaus"
Keywords:  experian, equifax, trans, bureaus, fico
Also known as credit reporting agencies, these companies collect information from creditors and lenders about consumer financial behavior. This data is then provided to businesses that want to evaluate how risky it would be to lend money to a potential borrower. Once a low-tech system of regional credit reporting agencies, the industry is now consolidated into the three national credit bureaus - Equifax, Experian and TransUnion. FICO is not a credit bureau; instead they are company that develops credit scoring formulas. Click here to order your credit reports from all three bureaus online.
Agencies that provide your credit score and your credit report. The three main credit bureaus are Experian, Trans Union, and Equifax.
Agencies that provide compilations of your credit history. The three main credit bureaus are Experian, Trans Union, and Equifax