a record of a lender viewing your information when deciding whether to grant you credit
a search carried out for lending purposes
a search carried out by a credit reference agency to check your credit record, whether you have CCJ, a history of not paying loans or credit cards on time, etc.
This is a search your lender will carry out to determine whether you have any CCJ's, defaults or outstanding credit card bills.
This is a search of your past and present debts to ascertain if you have a bad credit record.
An assesment requested by a lender, then carried out by a credit reference agency to check credit records of applicants. The Records show a clients repayment history of borrowings on credit cards, store cards, loans, hire purchase and mortgage repayments
A mortgage arranger or adviser will ask your permission to carry out such a search, which is recorded. Too many credit searches in a short period of time can affect a persons credit rating.
When you apply for a mortgage your lender, or those acting on behalf of the lender, will consult the files of one or more Credit Reference Agencies. The CRA will record the search. Credit files contain information on payment history of loans, credit cards, etc plus any Court information regarding Judgments.
A check the lender makes with a specialist company to find out whether you have any County Court Judgements or a record of not paying loans, credit-card bills and so on.
This is a check a lender may take out to determine whether a person has any County Court Judgments or a record of not repaying debts.
This is a check that your lender will carry out to determine whether you have any County Court Judgements or have a record of not paying loans, credit cards and bills.
Investigation of a persons history of credit usage. Could include searching against CCJ’s, credit cards, or other outstanding debts or arrears.
A check made by the lender, using a specialist agency, to find out whether you have repaid previous loans, credit card bills etc, and whether you have any County Court Judgements against you.
A check the lender makes with a specialist company such as Equifax, CCN or Westcott Data to find out whether you have any CCJs or a bad credit record.