A credit transaction where the credit card is not present at the time of the transaction, such as on a website, phone, or fax order. Credit card information is manually entered, instead of swiping a card through a POS terminal.
Literally means that a cardholder's credit card is not physically presented to a merchant at the time of the transaction. This term is used in the payments industry to distinguish e-commerce merchants, such as those that operate via Web sites or from mail order/telephone order locations, from “brick and mortar,” or retail merchants.
A transaction where the card is not present at the time of the transaction such as a mail order, telephone order, or Internet order. Credit card data is manually entered into the terminal, as opposed to swiping a credit card's magnetic stripe through the terminal.