Credit card transactions initiated via mail, email or telephone. Sometimes eCommerce transactions are referred to as MOTO instead of eCommerce.
                                                            
                                                     
                        
                                                
                        
                        
                            Mail Order/Telephone Order. This is an expression used for a payment made by debit or credit card where the cardholder is not present. Also see CNP.
                                                            
                                                     
                        
                                                
                        
                        
                            See also: Mail Order, Telephone Order. The buying of goods or services by mail or by telephone.
                                                            
                                                     
                        
                                                
                        
                        
                            Where a Merchants takes an order and card details over the telephone or by post.
                                                            
                                                     
                        
                                                
                        
                        
                            Refer to Mail Order/Telephone Order
                                                            
                                                     
                        
                                                
                        
                        
                            See the entry for “Mail Order/Telephone Order (MOTO)
                                                            
                                                     
                        
                                                
                        
                        
                            Stands for mail order/telephone order. Typically, businesses that conduct credit card transactions over the phone or by mail are considered to be riskier than retail businesses that swipe credit cards.