Refers to Mail Order / Telephone Order (card not present transactions).

Mail order, telephone order. A classification of merchant account with a specific set of rules that is more restrictive than for retail merchants but enables a merchant to accept a credit card payment without a cardholder's signature. The merchant and the cardholder do not need to be in the same physical location. MOTO accounts are also known as Card Not Present or CNP accounts.

See Mail Order / Telephone Order

Refers to Mail Order / Telephone Order sales where the customer's card is not present at the time of transaction.

An acronym for mail order/telephone order that refers to card-not-present transactions.

Mail Order / Telephone Order. The direct marketing catalog industry.