Definitions for "High Deductible Health Plan"
For calendar year 2005, a HDHP is a health insurance plan with a minimum deductible of $1,000 for a single and $2,000 for families. The HDHP may not provide benefits until the annual deductible has been met, except for preventative services and prescription drugs.
This term generally refers to a health benefit plan with a large deductible.
Insurance that does not cover first dollar medical expenses (with the possible exception of prevenative care) and can be an HMO, PPO or indemnity plan, as long as it meets the requirements.