A High Deductible Health Plan is a health insurance plan in which the enrollee pays a deductible of at least $1,100(self-only coverage) or $2,200 (family coverage). The annual out-of-pocket amount (including deductibles and copayments) the enrollee pays cannot exceed $5,000 (self-only coverage) or $10,000 (family coverage). HDHPs can have first dollar coverage (no deductible)for preventive care and higher out-of-pocket copayments and coinsurance for services received from nonnetwork providers. HDHPs offered by the FEHB Program establish and partially fund HSAs for all eligible enrollees and provide a comparable HRA for enrollees who are ineligible for an HSA. The HSA premium funding or HRA credit amounts vary by plan.