An insurance plan designed to fill the "gaps" in federal Medicare coverage. Charges are submitted to Medicare first, then charges for any services not covered by Medicare are submitted to the Medicare Supplement plan. Under this type of Medicare plan, you are not restricted to a specific network of doctors and hospitals. The Blue Shield Retiree Medical Plan is an examples of this type of plan.
an indemnity plan for individuals who are enrolled in both Part A and Part B of Medicare
Also known as Medigap insurance. A Medicare Supplement Plan enhances the benefits provided by Medicare Parts A and B. Some Medicare Supplement plans have preventive care or prescription medication benefits. For more information about these plans, see the Medicare Plan Descriptions section of this Web site.