A form of insurance where a benefit is paid upon the death of the insured when the cause of death is from accidental means or in the event of an accidental bodily injury (e.g., loss of an arm).
Insurance that pays benefits if, as a result of a covered accident, you die or lose a limb or your sight, speech, or hearing within 365 days of the accident. The amount the plan pays depends on the extent of your loss.
AD&D insurance pays a specified amount for accidental death, or for the loss of sight or limbs as the result of an accident.
A form of health insurance that provides payment in the event of death or specific bodily losses resulting from an accident.
coverage for death or loss of a body part or function due to an accident.
A form of health insurance that provides payment in the event of death or loss of one or more bodily members (such as hands or feet) or the sight of one or both eyes as a result of an accident.
Insurance that is paid if the insured dies, loses their sight or suffers the loss of one or more body parts as the result of an accident.
Policy or provision in an insurance policy that pays a specified amount or a multiple of the weekly disability benefit should the insured die, lose sight, or lose two limbs as the result of an accident. Lesser amount is payable for the loss of one eye, arm, leg, hand, or foot.
Insurance policy that provides payment if the insured's death is the result of an accident, or if the insured accidentally severs a limb above the wrist or ankle joints, or totally and irreversibly loses his or her eyesight.
Accidental death and dismemberment insurance (also known as AD&D) covers death or dismemberment as a result of an accident. In constrast to life insurance, AD&D generally would not pay survivor benefits in the case of death by illness. AD&D premiums are generally cheaper than life insurance because the incidence of death by accident is lower than death by natural causes.
