Exceptions stated in a policy that limit the company's obligation to pay.
A provision of a contract that denies coverage for specific persons, property, perils, or locations."
Items / causes excluded from standard insurance policy.
A provision to your insurance policy that highlights specific situations or conditions that the insurer will not cover under the contract, for example coverage for specific hazards, perils, persons, property, or locations.
Services excluded from coverage.
Contract provisions which cite situations, conditions or treatments that are not covered.
Preset terms and conditions not covered by product.
Specific situations, conditions or circumstances that are listed in the insurance policy as not being covered.
Items or services a health plan doesn’t cover, such as long-term care and custodial care in a nursing or private home.
A term that refers to the type of benefits or coverages a managed care plan will not cover or reimburse (for example, cosmetic surgery).
Insurance policy provisions that restrict the broad terms of the insurance agreement stating some exceptions to coverage - certain activities, loss causes, types of property, persons, and places - for which the insurer does not provide coverage.
The section of a policy that outlines specific circumstances under which benefits will not be paid.
Exclusions are specified conditions that are not eligible for reimbursement under a policy or plan.
Specified conditions or circumstances for which a policy does not provide benefits.
Specifications of certain types of liabilities or certain circumstances for which your policy will not provide any coverage.
Conditions, situations, and services not covered by the health care plan.
Events not covered by an insurance policy. A typical example of an exclusion on a travel insurance policy is an injury arising from dangerous sports.
Specified situations - such as causes of injury or death - that are not covered by the policy. Exclusions are always spelled out in the policy.
Claims or acts not covered by the policy.
Specific conditions or services not paid for under a health insurance plan.
Specific conditions or circumstances that are not covered under the Health Benefit Plan. It is very important to consult the Health Benefit Plan to understand what services are not Covered Services.
Specific perils or losses for which the policy which will not provide benefit payments.
Similar to exceptions, but rather than making exceptions for such things as liens or encumbrances, certain conditions are excluded from insured coverage.
There are specific provisions included in group disability plans that preclude coverage in certain situations. Typically, a plan will not pay benefits for disabilities caused by war or a self-inflicted injury.
Medical services that are not covered by the health plan.
Specific situations or conditions that are not covered by an insurance policy.
Risks and circumstances not covered by a policy. No claim will be entertained in case of losses arising out of such situations
This includes specific conditions or circumstances where the policy will not provide benefits.
Specific situations or circumstances listed in your policy describing when benefits will not be paid. Typical homeowners insurance exclusions are earthquake, sewer backup/sump pump failure, ordinance or law, and intentional loss.
Medical services that are either not covered or limited in benefit by a health insurance insurance policy
Circumstances for which there is no protection/coverage within the policy.
A policy provision that indicates what will not be covered under the disability income policy. Example: complications of pregnancy
Items that are not covered by an insurance policy. Medicare drug plans have two types of exclusions. The first type is drugs that Medicare has excluded from coverage, such as weight-loss drugs. The second type is drugs that are excluded from a plan's list of covered drugs, or formulary. See eligible drugs and formulary.
a condition or circumstance for which a health plan does not provide benefits.
Types of injuries or illnesses that are not covered. The most common types of exclusions are pre-existing conditions, self-inflicted injuries, and injuries incurred while committing a criminal act. Injuries resulting from some specific activities may also be excluded. For example, if you plan to drive a car or snow ski, these activities may be excluded. Never assume you will always be covered. Check the exclusions before you purchase insurance.
That portion of the insurance contract which specifies the losses not protected by the policy.
specified hazards for which a policy will not provide benefit payments. They are often called exceptions
Services not covered under the member's health plan.
Drugs not covered under the pharmacy benefit of the health plan. Examples of drug exclusions include cosmetic and fertility drugs, investigational drugs, and over-the-counter (OTC) products.
Risks that are not covered by an insurance policy.
exclusions are particular situations in which you and your vehicle will not be covered by your UK car insurance policy. These might include medical expenses for another driver in an accident or loss or damage to property belonging to anyone other than the insured driver. Read your policy details thoroughly to discover what your exclusions might be.
Some life assurance policies define situations or happenings under which they will not pay out. These are called exclusions and may include such happenings as suicide (particularly within a certain time after the inception date of the policy) or taking part in dangerous activities, e.g. flying or mountaineering.
Care/procedures/services not covered under dental insurance plans.
Specific situations or circumstances listed in your policy describing when coverage does not exist.
Conditions or situations not considered covered under contract or plan. Clauses in an insurance contract that deny coverage for select individuals, groups, locations, properties or risks. Providers will negotiate for exclusions for outliers and carve-out of certain high cost procedures, while payers will negotiate for exclusions to avoid payment of higher cost care.
Charges, services, or supplies that are not covered benefit under a health plan.
Certain conditions and causes which are not covered by the policy. These are listed in the policy. Typically, a disability plan will not pay benefits for disabilities arising from war, participation in a riot, commission of a felony, or self-inflicted injury.
Having or exercising the power or limit inclusion. In the Medical services industry exclusions represent insured health care items not paid for or covered by an individual health insurance policy.
expenses which are not covered under an insurance plan. These are listed in the Certificate Booklet.
Exclusions are situations that are not covered by a given insurance policy. Specific exclusions are listed in the insurance policy.
Items or events not covered by an insurance policy. Exclusions include running a taxi service (for motor insurance), overloading your car, or allowing drivers other than those specified in the policy to drive the vehicle.
A provision in the contract that does not provide coverage for certain perils. Common exclusions are catastrophic hazards for property and casualty policies. A common exclusion for life insurance policies is the aviation exclusion.
Certain causes and conditions, listed in the certificate, which are not covered.
A loss resulting from events not covered in a policy.
Section of the insurance policy which lists property, perils, persons, or situations which are not covered under the policy.
Refers to losses or events that are not covered by the insurance policy.
Exclusions are situations that are not covered by a given insurance policy. Specific exclusions are listed on your insurance policy. | Back
Those provisions of a policy which describe types of property, perils, hazards or other items for which no coverage is afforded.
Specific illnesses or procedures that are not covered under the Health Insurance Policy.
Dental services not covered under a dental plan benefit program.
Part of every insurance policy; policy provisions that eliminate coverage for specified exposures.
A list of the losses not covered. Knowing what your policy excludes helps you determine whether you have adequate coverage.
Specific conditions or circumstances listed in the policy that are not covered.
Health conditions that are specifically not covered by a health plan, usually a pre-existing health condition.
services identified in the explanation of coverage that are non-covered benefits.
Most insurance policies have exclusions - the things they don't cover. For example, a household insurance policy might exclude the loss of personal possessions while you're on a long holiday trekking through the Amazon jungle. It's worth checking your policies for exclusions as they could affect any claims you make.
Restrictions of the coverage provided by an insurance policy.
Specific perils or losses listed in the policy which will not provide benefit payments.
Specified hazards listed in a policy for which benefits will not be paid.
Losses for which an insurance policy does not provide benefits.
Named situations in the policy small print that state what you are not covered for.
Events which are not covered under an insurance policy. These are specified in the insurance policy.
Those fixtures, appliances, etc. that are expressly excluded from the sale of a property. (See also Inclusions.)
These are events, instances or possessions which are not covered by your household or other insurance policy. This can be confusing as the main policy may seem to imply that such events, instances or possessions are covered only to excluded in the small print of the policy. Moral: Read the small print.
If an accident occurs that is not covered by your policy, it is called an exclusion and is not part of your coverage.
Specific conditions surrounding an accident, illness or death which are not covered by the benefits of a policy. For example, accidents occurring while the insured is under the influence of alcohol are usually not covered. Exclusions are required by law to be disclosed to the consumer prior to the purchase of an insurance policy.
Causes of loss, conditions or property listed in the policy which are not covered.
causes of loss, exposures, conditions, etc., listed in the policy, which are not covered, and with no benefits payable.
Provisions in the contract stating situations, services or conditions for which benefits are not provided.
Certain specified perils that are not covered by the provisions of the policy. A common exclusion for a life insurance policy might be a hazardous sport such as rock climbing.
Conditions or circumstances, listed in the policy, for which the insurer will not provide benefits.
Those perils or events not covered by a policy.
specific conditions or circumstances for which your insurance will not provide benefits.
Causes, conditions or property listed in the policy that are not covered, and for which no benefits are payable.
Terms listed in an insurance policy that will cause a claim to be denied.
Medical services that are not covered by an individual's insurance policy.
Life insurance policy provisions that describe circumstances under which the insurer will not pay the policy proceeds following the death of the insured.
There are specific provisions included in group disability plans which exclude coverage in certain situations. Typically, a plan will not pay benefits for disabilities arising from war, participation in a riot, commission of a felony, or self-inflicted injury.
These are specific exceptions listed in a policy for which benefits will not be paid.
This term refers to losses or risks that a policy does not cover.
items not covered under a group's contract.
Descriptions of the situations under which you and your car are not covered.
A provision in an insurance policy excluding certain risks or otherwise limiting the scope of coverage. Certain causes and conditions, listed in the policy that are not covered.
Conditions not covered under a plan.
Items which are specifically excluded from a property sale, such as a light fixture or kitchen appliance.
Those incident deemed to be outside the insurer's provision of coverage.
Medical services or items not covered by a health plan.
Specific conditions or circumstances in which the policy will not offe benefits.
Disabilities not covered by a disability insurance contract. For example, benefits will not be paid for undisclosed or misrepresented disabilities in the application, those caused or contributed to by an act or incident of war (declared or undeclared), those excluded by an agreement for limitation of coverage, and those disabilities or losses during any period the insured is incarcerated.
Restrictions that deny coverage for certain types of claims, in your policy.
Appliances, fixtures and other items in or around a home that the owners are not conveying with the title.
Restrictions on policies, denying coverage for certain types of claims.
Provisions that explicitly limit the coverage provided by a policy.
Illnesses, injuries, devices, procedures, or conditions for which the policy will not pay.
Provisions in insurance policies that describe non-covered treatments and services or coverage limitations.
A person, property or occurrence not covered by an insurance policy.
Healthcare services not covered by an insured's health insurance policy. This would usually be due to pre-existing conditions or due to the limitation of the insurance plan.
Coverage provisions that restrict the broad terms of the insuring agreement by stating some exceptions to coverage - certain activities, loss causes, property, persons, and places - for which the agreement does not provide coverage. It is important for you to be aware of the exclusions because they create uninsured risks for your agency.
Specific conditions or services that are not covered under the benefit agreement.
Items or cause of damage specifically excluded from the policy. For example money, jewelry, mechanical derangement, check the insurance information provided by your mover.
Exclusions are specific events or circumstances where the insurance company has the right to deny an insurance claim. They are always listed in the policy. Common exclusions include suicide within the first 2 years and fraud. A careful review of your policy for exclusions is wise.
Normally listed in a policy, these are specific situations for which an insurance company will not pay a claim. One example is an aviation exclusion for private pilots. Back to the top of the page
Provisions of an insurance policy that state what the company will NOT pay for.
Treatment or charges which are not covered by your policy.
Dental services not provided under a dental insurance plan.
Specific conditions or circumstances for which the policy will not provide benefits.
Conditions or situations not covered under your health plan. Some common exclusions include cosmetic surgery, dental expenses, and infertility treatment.
benefits otherwise provided by the policy will not be payable for services or expenses resulting from or in connection with an excluded item set out in the policy.
Events that cause losses that are not covered by your policy. For example, many mobile home policies do not pay for losses caused by earthquake.
Specific situations, conditions, or circumstances that are listed in the contract as being not covered.
Certain behaviours or illnesses which are specifically excluded from the definition of mental disorder set out in legislation. Thus a person cannot be treated as being mentally disordered for any purpose under mental health legislation unless they have a mental disorder or the behaviour/condition leads to mental disorder. The Mental Health Act 1983 lists 3 exclusions: promiscuity or other immoral conduct, sexual deviancy or dependence on alcohol and drugs. The current Mental Health Bill has no exclusions. Alliance policy on exclusions...
Items that are specifically denied coverage under the terms of an insurance policy. For example, most property/casualty contracts exclude coverage for normal wear and tear. You can often purchase additional coverage to override one or more exclusions.
Income item which is excluded from a taxpayer's gross income by the INTERNAL REVENUE CODE or an administrative action. Common exclusions include gifts, inheritances, and death proceeds paid under a life insurance contract. Also known as excluded income.
These are specific services or conditions which a policy will not cover or which are covered at a limited rate.
It refers to Instances and possessions that are not covered by insurance policy.