A contract of health insurance affording benefits, such as accidental death and dismemberment, for all of a class of persons not individually identified. It is used for such groups as athletic teams, campers, travel policy for employees, etc.
1) In property insurance, contracts or policies providing coverage for either more than one location, coverage or type of property. 2) In the case of health insurance, a policy or contract covering an entire specified group of people (such as employees) against a listed set of hazards or perils (for example, for medical or dental protection).
A health insurance contract that provides coverage on a group basis, e.g., employees within a business organization.