Definitions for "OTHER INSURANCE CLAUSE"
A provision found in almost every insurance policy, except life (and sometimes health) insurance contracts, stating what is to be done in case any other contract of insurance provides the same coverage or covers essentially the same thing. (See also: nonduplication of payments (or benefits).)
A clause found in almost every policy stating how it will respond when other policies also cover.
A provision found in almost every insurance policy except Life and sometimes Health stating what is to be done in case any other contract of insurance embraces the same property and/or hazards. See also Nonduplication of Benefits and Apportionment. (G)