A provision in certain Health policies, usually Group, to allow the insured to receive benefits for specified losses sustained after the termination of coverage, such as maternity expense benefits incurred for a pregnancy in progress at the time of the termination.
With reference to insurance, coverage beyond the normal (standard) policy.
An addition to an insurance policy that provides extra coverage for risks other than those in a basic policy. Extended coverage insurance generally protects the policyholder against property damage caused by unusual perils such as windstorms, hail, explosions and riots. This type of insurance is usually provided in conjunction with fire insurance policy.
Typically, extended coverage occurs when the draperies are wall to wall, ceiling to floor, or at least pull clear of the glass portion of the window for stacking in order to provide an unobstructed view.
insurance that covers specific incidences normally excluded from standard insurance policies.
Additional, broader protection against loss or damage to property offered in conjunction with fire insurance that usually covers the perils of windstorm, hail, smoke, explosion, riot, riot attending a strike, civil commotion, vehicles and aircraft.
A form of title insurance that is available to homeowners.
A common extension of property insurance beyond coverage for fire and lightning. Extended coverage adds insurance against loss by the perils of windstorm, hail, explosion, riot and riot attending a strike (civil commotion), aircraft damage, vehicle damage, smoke damage and volcanic eruption.
An extension of the fire policy to cover the additional perils of windstorm, hail, explosion, or riot, attending a strike, civil commotion, aircraft, vehicle and smoke.
A clause in an insurance policy that provides additional coverage over and above the basic policy provisions.
A common extension of property insurance beyond coverage for fire and lightning. Extended coverage adds insurance against loss by the perils of windstorm, hail, explosion, riot and riot attending a strike, aircraft damage, vehicle damage, and smoke damage. At one time EC was added by endorsement. In recent years it has been included on many forms as either an optional coverage or as part of the minimum coverages provided.
An addendum specifying that if the insured has an ongoing condition, like a pregnancy, that began when the policy was in force, expenses associated with the condition will be covered even after the policy has expired.
Additional named perils often added to the basic fire insurance coverage.
A clause in an insurance policy or in an endorsement that provides additional coverage for other hazards or risks than those provided under the basic policy provisions.
An endorsement added to an insurance policy, or a clause included in the policy, to provide additional coverage for risks other than those covered under the basic policy provisions.
An endorsement added to an insurance policy, or clause within a policy, that provides additional coverage for risks other than those in a basic policy.
a common extension of property insurance beyond coverage for fire and lightning, such as windstorm, hail, explosion (except for steam boilers), riot, civil commotion, aircraft damage, vehicle damage, smoke, and volcanic eruption. It was an endorsement to the Standard Fire Policy, but is included in current ISO homeowners and commercial property policies.
An early and indivisible "package" of property insurance perils said to have been devised to make possible the spread of windstorm insurance beyond the highly exposed coastal and plains states. For those whose exposure to windstorm was less, "extended coverage" also encompassed smoke damage, hail, riot and civil commotion, aircraft and vehicle damage, and explosion insurance. Included here for historic purposes only since the term, "extended coverage," is no longer in general use.
Protection over and above that of a standard policy or warranty and covers things that might otherwise be excluded.