The loss of life, limb(s), sight, speech, hearing or paralysis for which you are eligible to receive full or partial benefits under the AD&D Insurance plan.
Questions regarding loss coverage include: Is the peril covered? Is the property covered? Is the person covered? Is the policy in force? Are the limits of coverage adequate? Is the location covered? Has the hazard been increased? Answers to these and other questions determine if a loss is covered.
Any situation or loss for which an insurance company will pay out benefits for. Situations include illness, injury, death, property loss or destruction, et al.