A package of insurance designed to provide homeowners with a broad range of property and liability coverages, pertaining to events at home as well as away from home (although not automobile-related).
A standardized form of insurance providing blanket coverage against personal liability and a wide variety of hazards. Homeowner's policies do NOT include flood insurance, and may also specify additional exemptions.
An insurance policy designed especially for homeowners. Usually protects an owner for losses by common disasters, theft, etc.
Combined property and liability insurance that covers homeowners and renters for damage to or theft of their property and liability, in case they are responsible for injury to another person. Increased Cost of Construction Insurance Commonly added as an endorsement to homeowner's policies, "increased cost of construction insurance" covers the additional costs of building repair or reconstruction when you rebuild with more expensive services, materials and techniques required by local ordinances.
A multiple peril insurance policy commonly called "package policy." Owners of private dwellings might purchase this insurance to cover them against risk of loss of the dwelling and contents in the case of fire or wind damage, theft, liability for property damage, and personal liability, to name a few.
An insurance policy available to owners of private dwellings covering the dwelling and its contents in case of fire or wind damage, infestation, theft, liability for property damage and personal liability.
An insurance policy that provides for liability coverage and hazard insurance coverage on a home. Review your policy carefully so you understand what coverage it provides. It is important to know what loss limits and exclusions are in your insurance policy. Normally this policy will NOT cover damage or losses due to flooding, earth movement (i.e. earthquakes, landslides, sinkholes, etc.)or damage to trees and shrubbery.
Policy which expands the insurance for a homeowner. It may include theft, liability, earthquake, etc.
Insurance policy covering at least the appraised value of a house and property.
A multiple peril insurance policy commonly called “package policy” ; it is available to owners of private dwellings and covers the dwelling and contents in the case of fire or wind damage, theft, and liability for property damage and personal liability
Insurance policy covering at least the appraised value of the property and dwelling.
A single policy designed to cover the various risks of owning a home.
An insurance policy for the home to cover a variety of hazards, protecting the homeowner, and the interests of the mortgage lender.
A multiple peril insurance policy available to owners of private dwellings that covers the dwelling and its contents, as well as personal liability.
is an insurance policy intended to cover an owner-occupied private dwelling and its contents against common disasters, such as fire, wind damage and theft. In most cases it also protects the owner against the legal claims of anyone who becomes injured on the property. Also known as a package policy.
A form of package policy including fire and other perils, theft insurance, and comprehensive personal liability. The premium is stated as one amount.
See Homeowner's Package. Homestead Exemption - A state statutory exemption that protects homestead property, usually to a set amount, against the attachment rights of creditors. Property tax exemptions for all or part of the tax are also available in some states.