A form of insurance that provides coverage for damage to residences and their contents from a broad range of perils, including fire, lightning, windstorm and theft. Personal liability insurance coverage also is provided. Also known as Homeowners Multi-Peril.
Insurance that combines liability coverage and hazard insurance.
Real estate insurance protecting against loss caused by fire, some natural causes, vandalism, etc., depending on the terms of the policy. Also includes coverage such as personal liability and theft away from home.
A comprehensive package of protection against losses or damage to your house and its contents, and from personal liability.
Insurance on the property against types of hazards that can cause damages to the property.
An insurance policy required by the lender that protects the insured for losses of natural causes, fire, vandalism. disasters, etc.
an insurance policy that covers property and contents
Insurance that protects the insured property against loss from theft, liability, or physical damage resulting from fire and other hazards. Also referred to as hazard insurance.
A form of incuerance that protects the insurd property against loss from theft, liability, and most common disasters.
Insurance that protects the homeowners from losses to the insured's personal property and any damages for which the homeowner is liable.
Homeowners insurance protects a home and its contents against loss, whether by natural causes, unintentional fire, theft, etc. It can cover not only rebuilding a home and replacing lost items, but also cover expenses such as hotel costs caused by relocating after a tragedy. One must be careful, however, since many policies have explicit and strict limits on the kind of reimbursement they will offer. Expensive personal property (collections, antiques, etc.) are seldom covered under a standard policy, and a homeowner's valuables must be carefully considered when they choose their insurance. Likewise, many policies will only rebuild a home to current construction standards, but will not compensate for any specialty work, additions, or other items that may have significantly added value to a home.
Property insurance policy that covers your building, contents, detached structures, and loss of use of the premise.
Insurance that protects your home and it's contents. Lenders will always require that you have this coverage before funding your mortgage.
Also called property insurance, homeowners insurance protects the homeowner from weather-related damage, as well as potential liability from events that occur on the property. Lenders require homeowners insurance coverage to protect the collateral that secures their loan. Some homeowners insurance policies do not cover catastrophic events such as tornadoes, hurricanes or floods. These kinds of events generally require a separate insurance policy.
Insurance t combines liability insurance and hazard insurance and protects homeowners against property and casualty damage.
Insurance that protects a homeowner against the cost of damages to a property caused by fire, windstorms, and other common hazards. Also referred to as hazard insurance.
Insurance that protects the homeowner from “casualty” (losses or damage to the home or personal property) and from “liability” (damages to other people or property). Also referred to as hazard insurance.
A multiple peril insurance policy which covers the dwelling and its contents, as well as personal liability.
Losses or damage to the home or personal property and from damages to other people or property are risks typically covered by homeowners insurance and is typically required by the mortgage lender and is often included in the borrowers monthly mortgage payment.
A PROPERTY AND LIABILITY INSURANCE POLICY THAT PROVIDES INSURANCE AGAINST ANY OF THE PROPERTY AND LIABILITY PERILS TO WHICH A HOMEOWNER IS EXPOSED.
A form of insurance that protects the insured property against loss from theft, liability and most common disasters.
Coverage for the risk of owning a home, including losses due to fire, burglary, vandalism, earthquake or other perils.
the insurance that protects your home and possessions in case of damage or destruction.
A policy that includes hazard coverage, covering loss or damage to property, as well as coverage for personal liability and theft.
An insurance policy that provides insurance over a property, as well as providing personal liability insurance to the property's owner.
Insurance that covers damage to the insureds' residence and liability claims made against the insured subject to the policy terms, conditions, provisions, losses not insured provision and exclusions.
A policy that protects you and the lender from fire or flood, which damages the structure of the house; a liability, such as an injury to a visitor to your home; or damage to your personal property, such as your furniture, clothes or appliances. Mortgage Lender usually require to be named as "additional named insured or loss payee" to insure the mortgage is paid in case of total loss.
Required for all homeowners with a mortgage, it generally covers accidents, damage, and theft that might occur on their property.
Hazard insurance plus provisions to protect against personal liability and damage or loss to the personal property inside the home.
Required and necessary. No ifs, ands, or buts about it; you need "dwelling coverage" that can cover the cost to rebuild your house. The liability insurance portion of this policy protects you against accidents that occur on your property. Another essential piece is the personal property coverage that pays to replace your lost worldly possessions and usually totals 50 to 75 percent of the dwelling coverage. Finally, get flood or earthquake insurance if you are in an area susceptible to these natural disasters. As with other types of insurance, get the highest deductibles with which you are comfortable.
A policy which protects a homeowner against damage to the home or personal property. Insurance is usually required by a lender and may be included in a mortgage payment.
An insurance policy, required by the lender, which typically combines liability coverage for the homeowner with hazard insurance to protect against property damage.
Required by all lenders to protect their investment, and must be obtained before closing equal to the loan balance or the value of the home.
an insurance policy that protects homes. Most lenders will require that you purchase homeowners insurance before funding your loan.
Insurance that usually includes a hazard insurance policy against anything that may affect the value of the property and its contents.
Insurance that protects the homeowner from "casualty" (losses or damage to the home or personal property) and from "liability" (damages to other people or property). Required by the lender and usually included in the monthly mortgage payment.
Insurance coverage at least equal to the amount of the mortgage loan which protects a residential property against loss. Required by all lenders.
An insurance policy that combines liability coverage for a homeowner with hazard insurance to protect the home from wind, fire, vandalism, and other hazards.
A policy combining liability and hazard insurance.
Insurance carried by the homeowner to protect the dwelling against fire and other hazards.
Covers the home against major perils such as fire, theft, and personal/property damage.
Type of insurance policy that combines hazard insurance and personal liability coverage for a residence and its contents.
Package policy that combines (1) coverage against the insuredâ€(tm)s property being destroyed or damaged and (2) coverage for liability exposure of the insured.
Financial protection for your home and belongings.
Property insurance policy providing coverage for loss or damage to a home, usually a single-family dwelling. Coverage is also provided for loss or damage to the insured's personal property—furnishings, clothing, other goods, for example—and for personal liability arising from bodily injury or property damage to another person. Homeowners insurance is required by most mortgage lenders.
Required for all homeowners, it protects against accidents and theft that might occur on their property.
Homeowner's insurance -- also called "hazard insurance" -- should be equal to at least the replacement cost of the property you want to purchase. Replacement cost coverage ensures that your home will be fully rebuilt in case of a total loss.
An insurance policy that combines personal liability insurance and hazard insurance coverage for a dwelling and its contents.