A burden or charge upon property; a claim or lien upon an estate, which may diminish its value.
or Encumbrance: (Charge) Any incumbrance on the property to be insured should be advised to the company when the application for contract is made or if added during the policy term. Incumbrances may consist of judgement liens, mortgages or liens of other character.
A claim, lien, charge or liability attached to and binding real property. Any right to, or interest in, land which may exist in one other than the owner, but which will not prevent the transfer of fee title.