A disability that prevents an insured person either from engaging in some usual occupational duties or from engaging in the occupation full-time.
Any disability that is less than a total disability. Workers compensation benefits are generally measured by earning power. Partial disability benefits are measured by comparing an injured worker's earnings before a work-related injury occurred with post-injury earnings. Partial disability payments will not exceed 500 weeks regardless of the injury or illness.
A benefit sometimes found in disability income policies providing for the payment of reduced monthly income in the event the insured cannot work full time and/ or is prevented from performing one or more important daily duties pertaining to his occupation.