a lending institution that makes loans with the intention of holding the loans in it's investment portfolios
A company or lender that underwrites mortgage loans and keeps the records instead of selling the mortgages on the secondary market.
A lender who uses private monies to make mortgage loans.
A company that underwrites mortgage loans and keeps them on the books instead of selling them on the secondary market.
A lender who holds loans in their portfolio and does not sell in the secondary market. The lender usually holds these loans until maturity or until the loan is paid off.
A lender who makes loans with its own funds and keeps the loans on the company's books--in other words, inside the institution's "portfolio"--rather than selling the loan on the secondary market.
A lender that makes loans with its own funds and holds them in-house rather than selling them on the secondary market.