The total amount of interest charged over the term of the loan expressed in dollar terms.
The cost of credit; usually a percentage charge which is applied to the outstanding balance.
A fee charged for a service, usually related to credit cards or loans.
The amount or charge that the credit from the lender will cost you.
the amount of money the loan will cost expressed as a dollar amount. The finance charge includes the interest together with certain other loan charges or fees specified by the Truth in Lending Act.
The total amount of interest that will be paid on a loan when the loan is repaid according to schedule.
A term defined in section 105 of the federal Truth in Lending Act (PL 90-321; 15 USC 1605) which generally includes all charges payable as an incident to the extension of a loan.
The fee assessed by the issuer on a cardholder’s rollover credit balance to cover the cost of providing the credit card loan.
A finance charge is the amount that credit will cost the borrower.
The amount of interest charged to an account for the billing cycle.
The dollar amount that the credit will cost the buyer.
The total dollar about that the credit will cost which would include interest, loan fees, assumption fees, finder's fees, premiums for mortgage insurance and points paid by buyer.
Finance Charge is a fee for using credit. It is comprised of all interest charges, any transaction fees, and any other fees.
A finance charge of 1% will apply monthly to any unpaid billed balance from the previous Regular Monthly Billing Statement. It is calculated by taking the last billed balance, subtracting any credits applied, and multiplying the remainder by 1%. This finance charge will be charged each month until your account is paid in full.
Total amount of interest and fees accumulated in given billing period.
The total cost of a loan in dollars and cents. The Finance Charge includes interest, service and transactional fees, and other fees charged against a loan.
This amount includes the interest and all charges the borrower will be expected to pay over the life of the loan.
The cost of credit, including interest and transaction fees.
This is the interest charged to a revolving credit card account, billed monthly. The monthly finance charge can be determined roughly by dividing the APR by twelve and multiply it by the debt or credit balance.
Total of all costs the customer must pay for obtaining credit.
Interest charges and other fees for using credit.
The fees charged by the lender on borrowed money.
According to federal regulations, the total cost in dollar terms a borrower must pay, directly or indirectly, to obtain credit. The lender must disclose it.
A total of all costs imposed directly or indirectly by the creditor and payable either directly or indirectly by the customer, as defined by the federal Truth-in-Lending laws.
The total dollar amount that a loan will cost. This includes all interest payments during the term of the loan, interest paid at closing, if any, origination fees, and other charges paid to a lender or third party.
This is the interest charged on the loan.
The interest cost of your credit. Finance charges are broken out separately on your card bill.
The dollar amount you pay to use credit (Besides interest costs, it may include other charges, such as cash advance fees that are charged against your card when you borrow cash from the lender. (You generally pay higher interest on cash advances than on purchases check your latest statement )
The charge of using the credit card. The finance charge consist of interest cost and other kind of fees.
Interest costs and other transaction fees (i.e. balance transfer fees, cash advance fees, late fees, overlimit fees) that occur with the use of a credit card.
A charge you pay for using a credit card – this includes interest fees and other fees.
Total cost of credit expressed in dollars, it includes interest and fees charged for a loan. It may also include Private Mortgage Insurance premiums if required by the lender.
The amount charged for the use of credit services.
The dollar amount the credit will cost you during the life of the loan.
A fee charged for the use of money over time. For example, fees resulting from carrying an unpaid balance on a credit card.
The amount of money you're charged for using credit. If you don't pay off your full amount when due you will have to pay this finance charge. But there are normally other charges levied such as cash advance fees. You can use your Credit Card to withdraw cash from an ATM or a bank counter and this withdrawal normally suffers an immediate interest charge as well as other charges. More information click here TOP 3 CREDIT CARD SEARCHES FROM FIND.co.uk Credit Cards Amex Blue Card MBNA Cards Reward Cards MBNA Points Card Egg Reward Card Affinity Cards Virgin Egg Card
The percentage charge applied to the daily or monthly balances as described in the credit agreement
Interest borrowers pay over the life of a loan.
The dollar amount of interest you will pay to the lender on a loan.
The finance charge is the amount of the interest or cost of credit calculated at the interest rate over the life of the loan plus the pre-paid finance charges and the total amount of any required mortgage insurance charged over the life of the loan. It is the dollar version of the annual percentage rate (APR).
Your finance charge is the total of all the interest you would pay over the entire life of the loan, assuming you kept the loan to maturity, as well as all prepaid finance charges. If you pre-pay any principal during your loan, your monthly payments remain the same, but your total finance charge will be reduced.
All charges assessed a borrower, directly or indirectly, in connection with the credit extended.
Fees and other costs billed to you on your statement for using the credit cards (i.e., balance transfer fees, cash advance fees, late fees, overlimit fees, etc.).
The cost in dollars of borrowing funds from a lender. This will be determined by the interest rate applied to the amount borrowed as well as any fees added and the length of time that elapses before the loan is fully repaid.
The cost of credit as a dollar amount. It includes any charges payable by the borrower as a condition of the loan. The finance charge includes the total amount of interest, points, loan fees and other credit charges paid for the term of the loan.
The cost of interest and other charges involved in borrowing money.
The cost of credit expressed in dollars. It is the total amount of interest calculated at the interest rate over the life of the loan, plus Prepaid Finance Charges and the total amount of any required mortgage insurance charged over the life of the loan.
The finance charge is a disclosure that appears on the Truth in Lending Act Disclosure Statement. It is intended to show the cost of your loan as a dollar amount. It includes (1) interest that will be charged over the life of the loan and (2) some up front fees (prepaid finance charges). Prepaid finance charges include such items as mortgage broker fees; lender fees; points; and some closing agent fees. Any closing fees that are unreasonably high should also be included. You may also be required to pay other fees that will not be included in the finance charge.
Is the total cost borne by a borrower to obtain credit. It includes: interest, points, and fees.
The term used for the total of interest to be paid to the creditor over the course of the loan. In the event of an early payoff, the unused Finance Charges are credited toward the payoff.
Fee for the cost of a loan including interest and points.
The finance charge is interest paid over the life of the loan, plus the origination fee, if any.
The finance charge is the total dollar amount it'll cost you to borrow money.
This is calculated on the total amount of dollars which the credit is equivalent to.
Interest costs and other fees associated with credit cards.
The charge for consumer credit, which includes any interest charges for the loan, and potentially other additional costs.
Interest and other fees associated with borrowing. In some cases, the finance charge must be expressed as an APR.
The total cost of credit including service fees, late fees, transaction fees, and other charges.
The collective charges of using a credit card. Finance charges consist of interest costs, late fees, etc.
Any type of fee that is billed to the cardholder for utilizing his/her credit card, such as a balance transfer fee, cash advance fee, late fee, etc.
The total cost, including all fees, points, and interest payments a borrower pays to obtain credit.
The total cost, including interest payments and certain fees a borrower pays to obtain credit.
The dollar amount you pay to use credit. Besides interest costs, it may include other charges associated with transactions such as cash advance fees.
The charge for using a credit card, consisting of interest costs and other fees.
The amount of money a lender may charge to borrow a loan. A finance charge is also assessed by credit card companies on any unpaid monthly balances.
A finance charge is a charge made for consumer credit, including interest and certain fees.
The finance charge is the dollar amount the credit will cost you.
The total amount that a loan will cost its borrower, including interest payments, origination fees, and other brokerage and lender charges; it does not include credit report, appraisal, and title search costs.
The amount paid for the privilege deferring payment of goods or services purchased, including any charges payable by the purchaser as a condition of the loan.
This is the amount of interest, prepaid finance charges, loan fees and certain insurance premiums the customer will pay over the life of the loan.
The cost of a loan expressed as a dollar amount.
The dollar amount you pay to use credit. Besides interest costs, the finance charge may include other charges such as cash-advance fees.
The total of all costs imposed directly or indirectly by the creditor and payable either directly or indirectly by the customer, as defined under the federal Truth-in-Lending Law.
The total cost, in dollars, of a loan or mortgage over its life, including appraisal/application/commitment fees, financing insurance, interest paid over the life of the loan.
The charge a borrower is assessed, whether directly or indirectly, in connection with a loan.
the fee you pay when you do not pay off the entire credit card debt within a single payment period, usually about 25-28 days.
The total dollar amount your loan will cost you. It included all interest payments during the term of the loan, any interim interest paid at closing, your origination fee and any other charges paid to the lender or to a third party as a condition of the extension of credit. Certain charges like the appraisal, credit report and the title search charges are not included in the finance charge calculation.
A dollar amount expression of the cost of consumer credit (ie: interest, transaction fees and service fees).
Fees charged by the lender to borrow money (the fee paid for immediate use of future income).
The cost of credit as a dollar amount (i.e. total amount of interest and specific other loan charges to be paid over the term of the loan and other loan charges to be paid by the borrower at closing). Loan charges include origination fees, discount points, mortgage insurance, and other applicable charges. If the seller pays any of these charges, they cannot be included in the finance charge.
The cost of credit to the consumer, expressed in a dollar amount.
The amount of interest, prepaid finance charges and certain insurance premiums which the borrower will be expected to pay over the life of the loan.
The total of all charges paid in order to obtain a loan.
The total of all charges one must pay in order to get a loan.
The interest charged on the amount that is owed.
The finance charge is the cost of consumer credit expressed as a dollar amount. It includes the amount of interest you will pay during the terms of the loan, origination points and certain other items. Some closing costs are not treated as finance charges.
The amount you pay to use someone else's money, i.e. interest, fees, etc.
The borrower's total cost of credit, including loan interest, prepaid interest and commitment fees.
A customer's total dollar amount that credit will cost.
A finance charge is the total all interest a borrower would pay over the entire life of the loan.
The total dollar amount credit will cost.
The total dollar amount paid to get credit. Generally the total is accrued over the life of the loan.
Charges levied by British Mortgages Abroad that include all of the interest due over the life of the loan, in addition to certain other charges related to a loan.
Charges that include all of the interest expected to be earned over the life of a loan, in addition to the service charges, mortgage insurance premiums, and other loan-related charges.
The total amount of interest, prepaid finance charge and specific required insurance premiums (if applicable) that the borrower is expected to pay over the life of the loan.
Charges accrued on an account as a result of the APR. Certain fees are also finance charges, such as the cash advance fee.
The total dollar amount your loan will cost you. It includes all interest payments for the life of the loan, any interest paid at closing, your origination fee and any other charges paid to the lender and/or broker. Appraisal, credit report and title search fees are not included in the finance charge calculation.
The charge for consumer credit, including interest and certain fees.
The dollar amount you will pay to borrow money to buy your Car.
The total cost a borrower must pay, directly or indirectly, to obtain credit according to Regulation Z.
The cost of consumer credit expressed as a dollar amount. A finance charge would include the following types of charges imposed by card issuers: interest, transaction fees and service fees.
The total cost, including all fees, points, and interest payment a borrower pay to obtain credit.
Cost of credit, including interest, paid by a member for a consumer loan. Under the Truth in Lending Act, the finance charge must be disclosed to the member on closed-end loans, along with the term of the loan, or upon request.
Interest charged by a lender.
The cost of credit expressed as a dollar amount. This is the amount charged to the purchaser of a vehicle by the lender for use of money and allows the vehicle to be paid for over time instead of at the time of purchase.
Interest and/or other fee charged to a creditor (borrower).
Any charge incurred as the result of credit.
The dollar amount the credit, or interest, will cost you over the term of the finance agreement.
The total dollar amount paid for the amount of the loan.
A finance charge is any fee or charge representing the cost of borrowing money. It includes not only interest but other charges as well, such as transaction fees, balance transfer fees, and foreign currency conversion fees.
The total dollar amount you pay to use credit.
Total cost (dollar amount) paid for borrowing money.
A fee charged by a lender for granting a loan.
Amount of interest. Finance charges are usually included in the monthly payment total.
The interest you pay on money you borrow, plus certain fees for arranging the loan, is known as a finance charge. The term also refers to the interest you owe on outstanding balances on your credit cards. A finance charge is expressed as an annual percentage rate (APR) of the amount you borrow, and it can be calculated in a number of different ways. The Truth-in-Lending Law requires your lender to disclose the APR you'll be paying and the way it is calculated before you agree to the terms of the loan.
Cost of credit, including interest paid by a customer for a consumer for a consumer loan. Under the Truth in Lending Act, the finance charge must be disclosed to the customer in advance. See also Consumer Credit Protection Act of 1988.
The cost for using credit, comprised of interest costs and other fees.
(known in Britain as Total Charge for Credit) Charges levied that include all of the interest due over the life of a loan, in addition to certain other charges related to a loan.
Interest and any other charges, including points, that make up the fees incurred when borrowing money.
The total dollar amount paid to obtain credit.
In United States law, a finance charge is any fee representing the cost of credit, or the cost of borrowing. It includes not only interest but other charges as well, such as transaction fees. Details regarding the federal definition of finance charge are found in the Truth-in-Lending Act and Regulation Z, promulgated by the Federal Reserve Board.