The money a borrower pays for the ability to borrow from a lender or creditor. Interest is calculated as a percentage of the money borrowed and is paid over a specified time.
Interest on loans is a fee the lender charges for borrowing money. Interest is charged on loans from the time you sign a promissory note until the time you completely repay the loan. See interest rate information for Stafford, PLUS, Perkins, and University loans.
Money received as income from investments. Money paid for the use of borrowed money. Part ownership of something e.g. an interest in possession, or controlling interest.
The return on an investment, such as 5 percent earned on the amount invested in a bond.
Usually expressed as a percentage of the loan, int... more
Interest will be charged on any unpaid inheritance tax from the day the tax is due until the date of payment, no matter what caused the delay in payment. Interest is also charged on instalments. Further information about interest can be found in the Customer Guide.
There are two types of interest 1) the money you pay a financial institution for the money you borrowed on your loan, or 2) the money you earn on a savings or share account. Credit unions call this dividends.
Is the amount (usually a percentage of the principal) you are charged for borrowing the lender's money. The interest rate may remain the same for the life of the loan (fixed interest), or it may be variable (changes based on market conditions), depending on the terms of the loan. Brazos HELP loans have variable interest rates.
The cost of borrowing money or the return for landing money, depending on whether one is the borrower or the lender.
The cost charged for the use of money, expressed as a rate per period of time, usually one year (in which case it is called an annual rate of interest). The rate is derived by dividing the dollar amount of interest by the amount of principal borrowed.
The sum paid to a lender for money borrowed.
Regular payments constituting a charge for borrowing money - the "cost" of money.
Interest is the fee a financial institution pays a depositor for keeping money in the financial institution; the fee a financial institution charges a borrower for borrowing money from the financial institution.
Money paid for the use of money borrowed funds, usually expressed as an annual percentage.
A fixed charge for borrowing money; usually a percentage of the borrowed amount.
The rate that a bank or credit issuer charges for the money it lends to you.
The amount your business pays on any outstanding interest bearing loans.
Money you pay on a loan or receive if you have cash deposits. Note that personal overdraft interest or credit or charge card interest is not tax deductible.
This is a percentage of your loan that a lender charges you each year for the priviledge of borrowing money. The prevailing level of interest charged by lenders depends largely on the economy and the Bank of England base rate. Interest Only Method With an interest-only mortgage your monthly repayments to the lender consist only of interest on the total loan amount. The interest payments will vary depending on the interest rate being charged by the lender at the time. This type of mortgage involves paying the lowest possible monthly outlay to the lender as no capital is included in the repayment. Instead of repaying the capital regular payments are put aside in a suitable investment or savings plan. This grows cumulatively and assumptions are made regarding its growth in order to calculate a monthly repayment figure. If you are fortunate the investment will accumulate at a higher rate than is required to pay back your loan on time resulting in a cash surplus at the end of the term. This is not always the case however and sometimes there can be a cash deficit at the end of the term.
The periodic payments borrowers (issuers) make to lenders for the use of their money prior to maturity and principal repayment.
(1) The fee charged for using another's money or credit. It is expressed as a percentage rate over a period of time. (2) The type and extent of ownership in property.
The amount paid by a borrower to a lender above the amount (the principal) that has been borrowed.
Earnings paid by any fixed-income security (a bond, a certificate of deposit, or an annuity, for example.)
Payments made by a borrower to a lender for the use of its funds. A corporation pays interest on its bonds to the bondholders.
The amount you pay a bank or other creditor for lending you money or extending you credit.
charge for the privilege of borrowing money and expressed as a rate per period of time, usually one year, in which case it is referred to as the "annual rate of interest."
The fee charged for using another's money or credit. It is expressed as a percentage rate over a period of time. Also, a share or title in property
Interest is the percentage that the borrower will owe above the amount of the loan to the lender as payment for the loan.
This is the income earned when lending money, or paid when borrowing money.
The amount paid on the amount borrowed.
Periodic payment on debt by the borrower to the lender at a pre-defined interest rate.
Payment by borrowers of funds to compensate lenders for the use of their funds
Interest is the finance charge paid to a lender when borrowed. Interest is figured as a percentage on the total amount borrowed.
the payments a borrower makes to a lender for the use of money. Page 343
A percentage of the principal amount of a loan charged by a lender for its use, usually expressed as an annual rate.
The cost of using money. A borrower pays interest to a lender, usually a percentage of the loan amount.
The amount paid for the use of money; thus, financial institutions pay depositors interest for the use of the funds on deposit and borrowers pay financial institutions interest for the use of the money advanced to them.
The fee charged to borrow money.
the return a saver receives in addition to the original amount he deposited (loaned), and the amount a borrower must pay in addition to the original amount he borrowed
A 1% per month charge against the full tax amount outstanding that continues to accrue until paid. The interest is not pro-rated nor subject to compounding.
An amount of money that a borrower pays back on a loan, usually a percentage, in addition to the original amount of the loan.
A percentage of your outstanding principal loan amount charged for the use of borrowed money.
The amount charged for the money advance to you by the lender
Amount charged for borrowing money or for the use of a commodity.
The amount represented as a percentage that is charged for a loan or the amount represented as a percentage that is gain in a depository relationship.
This is the amount that is imposed when payment is remitted after the due date.
When someone borrows money from you, they usually pay you back with that money, plus extra money for the favor of letting him borrow it. The extra money is called interest. When you buy a bond, the government pays back the money it borrowed from you, then gives you extra money to thank you for letting the government borrow it.
Amount paid or received for the loaning of money or the borrowing of money.
The return earned on funds that have been loaned or invested, or the amount paid to a lender by a borrower for the use of their money. Interest rates can vary according to a number of factors, including the demand and supply of credit, the credit status of the borrower, inflation rates, and government monetary policy.
The money acquired on a loan. That rate charged by one party to the users of money. Interest is the rate a lending institution will charge for the use of its money. The rate can be expressed by numerous methods.
The charge that the lender imposes on the borrower for the granting of credit.
The amount exceeding the principal borrowed that needs to be paid for borrowing service. Indirect finance: Finance taken from a dealer who in turn gets it from a finance company.
The fee - a percentage of your balance - that is charged by the lender when money is borrowed.
Money paid for money borrowed. Most interest is computed using a percentage of the outstanding balance of the loan.
The amount of money earned by the principal during a specified period of time.
Interest is payable on outstanding balances and is calculated using the APR for the Business Credit Card. Interest is also payable on overdue balances for the Charge Card Accounts.
Additional amount charged on the principal.
Payments for the use of real or financial capital over some period of time; paid by those who use the resources to those who own them, as in mortgage payments paid by a borrower to a lender. View Capstone Lesson(s) that address this concept
in the sense of concern or group sharing it, economic gain, and expected time cost of money for standard of deferred payment
The rate of return that a borrower promises to pay a lender for the use of a fixed sum of money for a predetermined period of time.
An amount that is charged to borrow a lump some money.
Cost of the use of money, expressed as a percentage (interest rate).
The fee that is charged by the lender in exchange for lending the money. The interest rate, usually expressed as a percentage of the loan amount, may stay the same for the term of the loan (fixed rate) or it may change periodically (variable rate).
The annual earnings that are sacrificed when wealth is invested in a given asset or business. The interest sacrificed by investing in a given business is often called the cost of capital.
The financing fee for a loan, usually calculated on a percentage of the amount loaned spread over the term of the loan.
The difference between the total lease payments and original lease amount (principal). Interest is to a lease as earned income is to a lease.
The amount you pay to borrow money. 2. The amount you earn on your savings. A credit union might call interest earnings a " dividend ".
The amount of money you pay to borrow money. The interest is based on the rate, the amount of money you borrow and for how long you borrow.
The premium which a borrower must pay a lender in return for use of the lender's money.
The charge for borrowing money based on a certain percentage of the total borrowed. Learn all you can about the interest rate—and how it's figured—before taking out any loan
The fee a lender charges in exchange for lending you money. This fee is calculated as an agreed-upon percentage of the amount of the loan per year (the "interest rate"). Interest rates vary between 0% and 20% or more, depending on the type of loan, the particular lender, and, often, on your credit rating. Interest can also be paid to you, as in the case of bonds and certain bank accounts.
The cost of borrowed funds.
Money paid by borrowers, at a particular rate (see Interest rate), for their use of the money they have borrowed. Also, money paid by financial institutions to depositors. View LEI Lesson(s) that address this term
Money you must pay for the privilege of borrowing money, expressed as a percentage of the outstanding principal.
A portion of the Partnership that represents the percentage that a Partner owns.
The cost incurred in borrowing and using someone else's money or, alternatively, the income earned by allowing others to use your money.
An increase or addition over the amount owed paid for the use of the money. The rate of the payment is expressed as a percentage per unit of time.
Income paid for the use of capital. (p. 44)
Price paid for the use of borrowed funds over the term of the loan. Can be fixed, remaining constant over time, or variable, fluctuating with prime rate or other economic indicator.
Annual percentage paid in the form of money on borrowed funds.
Interest is a fee that is charged by a lender to someone who borrows money. If you borrow $100 and have to pay back $110 the $10 is 10% interest.
The charge for the use of borrowed money.
A fee charged to borrow money. The interest rate is a percentage of the total amount borrowed.
A charge that is paid to borrow money and is a percentage of the total borrowed.
The return made on an investment, usually expressed as an annual percentage. Also refers to the fee lenders charge borrowers for the use of loaned funds.
A charge on borrowed money or the return earned on funds invested.
money charged, over a fixed period of time, for usage of money loaned to a borrower
A charge made to the borrower for the loan which is usually calculated as a percentage of the amount outstanding on a day to day basis and applied at the end of each month throughout the life of the loan. If the interest rate is variable, this will be stated clearly in the credit agreement.
A price paid by a debtor to a creditor in exchange for using the financial resources provided by the latter during a certain period of time.
The amount the bank charges for the loan over the term of the loan.
An amount payable by the borrower to the lender as the lender's recompense for making the loan. A borrower can choose to borrow on a fixed interest rate or a floating interest rate.
The charge a borrower pays to the lender for the use of the lender's money.
A fee charged to use borrowed money, computed as a percentage of the principal for a given period of time.
the cost of money borrowed or lent.
This is money paid by the homebuyer on the amount of money being lent.
A charge for the use of borrowed money calculated upon a percentage of the outstanding principal loan amount.
Generally expressed as a percentage, interest represents the time value of money.
Extra money you must usually pay when you take out a loan, hire purchase or credit sale.
The fee charged for the amount of money you borrow.
the number of dollars in circulation exceeds the amount of goods and services available for purchase; inflation results in a decrease in the dollar's value
money earned on union bank accounts or investments, or the charge or cost for using money. Frequently, interest is expressed as a rate per period (usually one year), called the interest rate.
A fee for the use of money over time. It is an expense to the borrower and revenue to the lender. Also, money earned on a savings account.
a type of income earned from investing money, known as the principal, into a form such as a bank account where the financial institution pays a specified percentage of interest in exchange for the use of the depositor's money.
Money charged for using borrowed funds. Usually an annual percentage of a total loan amount.
An additional fee charged by the lender, based on the total amount leant. The borrower pays this charge as payment for the loan.
Profit on an investment. Sometimes called earnings, return or growth.
The amount imposed by the payday loan lender on an approved loan.
This is what lenders charge you for the use of their money.
The term may refer to the amount charged on money owed to the FRS Trust Fund, or, for participants of the Deferred Retirement Option Program, the term may refer to the amount earned on retirement benefits that accrue on a participant’s behalf. Interest owed is charged from the date required for the type of creditable service purchased and is compounded annually each June 30, while DROP interest is earned from the month following deposit and is compounded monthly.
The amount you pay to the lender for borrowing money. A portion of this becomes part of your monthly mortgage payment.
A right, claim, title or legal share in something; compensation required by law to be charged on principal tax liability after the established due date.
A percentage of principal paid by a borrower or a percentage of money paid to a depositor on a savings account.
This is the money you pay the lender for letting you use its money to pay your school costs. It's just like the interest you pay on your car loan, only it's generally lower.
Charge paid by borrower to lender of money
Interest is the income the lender makes for providing you with the loan. Expressed as a percentage of your amount owing, and makes up a portion of every payment you make.
The payments that a borrower is obligated to pay to the lender for the use of a fixed sum of money.
An amount paid for the use of money– that is, the cost of securing a loan.
Compensation paid or to be paid for the use of money, measured in terms of a percentage per annum of the principal amount.
Interest is payable on a loan at a rate specified by the loan contract. It is usually calculated daily and charged monthly on the outstanding loan balance.
An amount, in percentage form, which a bank or building society will credit to you if you save with it in a deposit/savings account. The amount paid to you will be a percentage of whatever capital* you have in your account. Gilts and bonds also pay income in the form of interest.
The cost you pay over time to use a lender's money.
The profit in goods or money that is made on invested capital.
The amount a borrower pays to borrow money.
The money charged to a person for the use of the borrowed funds that is calculated as a percentage of the actual amount borrowed.
Financial reward for the use of money. Usually expressed as a percentage of the amount of money involved (the principal).
Fee paid for the use of money, usually expressed as an annual percentage rate. Also, a right, share or title of property.
A charge paid to a lender as compensation for loaning funds.
The value of money lended. Exactly like you are interested in returning investments to your business, the lender is interested to get an interest from the loan.
Either the price you pay for borrowing money or the return you receive for depositing your money with a bank or building society.
Monies charged by a bank or other financial organisation for borrowing money.
Interest is a small increase on the funds in your account. In terms of savings, interest helps you earn more money in the long run. In terms of loans and money you owe, it helps other people, such as Credit Unions with whom you might have a loan, earn more money.
The amount charged on money owed to the FRS Trust Fund. Interest is charged from the date required for the type of service purchased and is compounded annually at 4% through June 30, 1975, and 6.5% thereafter on the balance remaining each June 30.
The amount of money a lender charges you to borrow money. The interest you pay is a percentage of your total loan, and is paid over time.
An amount charged for the use of someone else's money, or the amount earned by lending someone else money. A bank charges interest on loans.
The difference between the total loan payments and original loan amount (principal). Interest is to a loan as earned income is to a lease.
The amount a lender charges to lend money.
Interest charges Interest rate Internet
This is the charge you pay if you borrow money from a bank, building society, mortgage lender, credit card company, etc. You can borrow money at fixed rates of interest or variable rates of interest - remember to shop around to make sure you get the best deal.
When loans are given usually there is interest on them. This means that the person the money was loaned has to be paid back to the original owner, along with a predetermined borrowing fee. The fee is usually a percentage of the original amount.
return paid to external providers of capital to a business e.g. on financial capital provided by banks.
The amount of cash earned on invested income
The charge payable to the card issuing bank for funds withdrawn from ATMs or on the funds carried forward beyond the free credit period.
The cost of making the loan, charged by the lender. Interest is calculated as a percentage of the principal balance of the loan.
The money paid by the issuer to the bondholder at specified times throughout the life of the bond (interest is generally paid out bi-annually).
A fee property buyers must pay in order to receive a mortgage, usually expressed as a percentage of the mortgage.
A charge paid for the use of money.
Interest is the money the issuer pays to the bondholder at specified times throughout the life of the bond. The stated interest rate of a bond is usually referred to as the coupon rate. Most bonds pay interest semi-annually (twice per year).
The amount that is charged for borrowing money.
The fee paid for the use of money. Interest may be paid, for example, by an individual to a bank for credit card use, or by a bank to an individual for holding a savings account. Interest is expressed in terms of annual percentage rate (APR).
(1) Legally, any charge a lender or creditor makes for the use, forbearance or detention of money, no matter how the charge is labeled by the parties. (2) In daily usage, the percentage charged by the lender.
Money charged over time for the use of money.
A charge for borrowing money for a pre-determined period of time.
The amount the lender charges to lend you money.
money paid (i.e. rent) for the use of money.
The surcharge on the repayment of debt (borrowed money). The return derived from an investment. The right to one's claim in a corporation, such as that of an owner or creditor.
The percentage rate lenders charge you for using their money. The higher the percentage, the more you pay.
The amount of a mortgage loan payment that is considered the "charge" for using the lender's funds.
The ownership percentage that a member or manager of a limited liability company (LLC) has in the company is represented by “interestsâ€. This is similar to the shares of stock that a shareholder has in a corporation.
Income earned on money lent.
The cost of borrowing or the benefit of lending a sum of money. (see Interest Rate)
The amount paid for the use of money, usually expressed as an annual percentage rate.
Charge paid to a lender for borrowed money.
The cost paid to a lender for borrowed money. oint Tenancy -- A form of ownership in which the tenants own a property equally. If one dies, the other automatically inherits the entire property. evel Payment Mortgage -- A mortgage with identical, monthly payments over the life of the loan. ortgage Broker -- A broker who represents numerous lenders and helps consumers find affordable mortgages; the broker charges a fee only if the consumer finds a loan.
Interest is the amount you are charged for using the lender's money. Interest is expressed as a percentage of the amount borrower and can be “fixed”, meaning it will not increase or decrease through the life of the loan, or “variable,” meaning it can change due to market conditions. The loans under our private program have variable interest rates while federally back loans (Stafford, Parent Plus , Graduate Plus and Consolidation) have fixed rates.
Interest is charged to the borrower by the lender, as payment for the loan; it's expressed as a percentage of the total amount loaned.
The percentage of the principal being charged by the lender.
"Interests" represent a member’s ownership of an LLC just as a partner has an interest in a partnership and shareholders own stock in a corporation.
The cost of using money over time usually expressed as an annual percentage.
The cost paid by a borrower for use of money borrowed to purchase a home. Also referred to as Annual Percentage Rate (APR) when points paid upfront are added into the cost of the loan.
The amount of money which is charged for borrowing money.
Compensation at a specified rate which is paid for the use of money.
Compensation which is paid for the use of the principal (sum lent), at a certain rate made by law.
An amount that is charged on a loan. It is a percentage of the principal balance. Interest can also be the return that is made off of an investment.
The amount earned on an investment.
the sum paid for borrowing money, which pays the lender's costs of doing business.
Interest is the amount you are charged for borrowing money. Interest on credit cards is charged for the length of time the money is borrowed, unless you repay the amount borrowed promptly after the monthly statement arrives.
A monetary benefit paid by a borrower for the right to use a lender's funds.
The charge made for borrowing a sum of money.
A percentage the lender charges the borrower to borrow money. The interest rate is shown on the mortgage form.
The amount of money charged for borrowing from a lender. Interest charges are usually included in each month's payments.
The amount of money charged by a lender on an amount borrowed.
1. cost of the use of money. 2. the type and extent of ownership.
the dollar amount associated with borrowing money
Interest is gained from the money market account, which is where unspent cash stays. The longer it remains in the market account untouched, the more interest is accumulated. It's one of the few sure moneymakers at HSX.
a charge made for the use of money.
The income earned by a lender for lending his money. Usually a percentage of money lent
The percentage of the loan money that is charged to the borrower. It represents the cost of borrowing the money.
The cost of borrowing money, above the principle balance.
the percentage of an amount of money, which is paid for the use of that money over a period of time.
The cost of borrowing money. Interest is usually paid to the lender in installments along with repayment of the principal loan amount.
A charge or payment for using someone else's money. For example, a bank pays interest on money kept in an account because it can use the money for investments. If a bank lends money it charges a higher rate interest to the person, group or business which uses the money.
A charge paid for borrowing money. Len: A claim by one person on the property of another as security for money owed. Such claims may include obligations not met or satisfied, judgments, unpaid taxes, materials, or labor.
The rate of charge of borrowing money.
The percentage which is charged for the use of borrowed money.
The fee paid for borrowing money, charged as a percentage of the remaining loan balance. Also a person's legal right to property or other asset.
The cost of the use of money.
Money paid in return for the use of money.
Fee that a lender charges to a borrower for the use of borrowed money. Generally expressed as an annual percentage rate of the principal amount.
the cost of credit; expressed as an annual percentage (see APR).
The cost of borrowing money, expressed as a percentage of the total amount.
The amount paid or charged for the use of money, it is displayed as a percentage.
What a borrower pays a lender for the use of money. This is the income you receive from a bond, note, certificate of deposit, or other form of IOU.
Actual amounts paid in cash, goods and services against the loan. Generally determined by applying interest rate to outstanding amount of a loan for a specified period. Does not result in reduction in amount outstanding.
The price for the use of money, expressed as a percentage of the amount borrowed; the charge paid by a borrower to a lender
the money paid for borrowing money, which is the lender's income.
The amount of the entire mortgage loan which does not include the principal. Also, as a part of PITI, the amount of the monthly mortgage payment which does not include the principal, taxes, and insurance.
The cost of using loaned money, usually expressed as an annual percentage, that a lender charges a borrower for the use of the principal over time.
an amount charged for borrowing money calculated as a percentage of the principal loan amount.
The charge you pay if you borrow money or the income you get if you invest it.
In the case of a mortgage or loan, interest is the charge made by a lender to a borrower for the facility of making the money available. Just like any item or commodity has price (eg: the price of a loaf of bread or a newspaper), the interest is the price of borrowing money.
The amount the finance company charges for the use of the capital or principal in a loan.
A charge (amount of money) paid for the loan of money.
The price paid for borrowing money. It is expressed as a percentage rate over a period of time and reflects the rate of exchange of present consumption for future consumption.
Compensation for the use or forbearance of money.
Money paid for, or earned by, the use of capital as distinguished from return of capital; analogous to yield. In mortgage-equity work, the term "interest" is reserved for the return on a mortgage loan.
What is repaid over and above the amount borrowed.
The amount charged per year on a home loan. The rate varies according to the type of loan.
Cost of loan funds; always paid in arrears.
The amount of money charged to borrowers for use of loan proceeds. Interest on education loans is simple interest calculated on the daily unpaid principal balance. The interest rate may be constant throughout the life of the loan (fixed rate) or it may change at specified times (variable rate) as specified by the terms of the loan.
The cost you pay to borrow money. It is the payment you make to a lender for the money it has lent to you. Interest is usually expressed as a percentage of the amount borrowed.
The charge, usually expressed as a percentage, that a person borrowing money pays for the use of the money borrowed until it is repaid. See Annual Percentage Rate/APR.
The cost of borrowing money. Intellectual Property (IP) Intellectual property (IP) represents the property of your mind or intellect. In business terms, this means proprietary knowledge. IP is a business asset and like other business assets it should be identified and an appropriate value placed on it. Valuing your IP may help you obtain better access to finance and will almost certainly increase the value of your business. Confidential information, patents, registered designs, trade marks, copyright, circuit layout rights, and plant breeders right are all legally classified as IP rights. Ownership of those rights means you can sell licence or bequeath IP in much the same way as physical property.
payments made to an investor for the use of borrowed money
(bank loan). A monthly charge for the use of borrowed money. Usually set at a percentage of the total amount owing.
the return a saver receives in addition to the original amount she deposited, and the amount that a borrower must pay in addition to the original amount she deposited
A charge for the use of funds. The basis for this charge is usually the prime rate plus or minus a negotiated amount and may be calculated as simple or compound interest per a negotiated agreement (make sure to consult Relo Connections today on a “good rateâ€.)
A charge paid for borrowing money. (See mortgage note)
The price paid for the use of capital
A share or right in some property. Also, money charged for the use of money (principal). Page Top
Remuneration for fixed-income securities paid by the issuer for the use of the money.
1. Money paid for a borrower's use of money, calculated as a percentage of the money borrowed and paid over a specified time. 2. A right to, or share of, title to property.
A commission you pay a bank or other creditor for lending you money or extending you credit. Usually calculated as a percentage of the mortgage or loan.
A share or right in some property. Also, money charged for the use of money (principal). ien: An encumbrance against property for money due, either voluntary or involuntary.
The return paid by an investee/borrower or earned by an investor/lender on amounts that have been invested or loaned. It can be calculated and/or set as compound interest or simple interest.
The cost of borrowing money. Since bonds represent a loan to a company, they receive interest, while stocks represent ownership, thus receiving a share of earnings.
Payment for the use of borrowed money; interest is paid by borrowers and paid to lenders and savers.
Money paid for the use of borrowed money, usually expressed as a percentage return on the money invested. (see also Some investment basics, Take advantage of compounding earnings, Accounts you can use daily)
The difference between the principal amount of a bond or promissory note and its maturity value; or payment added to money held in savings or other invest-type account.
Interest is the rate of return that you earn for allowing some institution, whether it's a corporation, government, or banking entity, to use your money for their own financial purposes. The amount of interest that you can earn depends on the investment vehicle. Conversely, you are charged interest for borrowing money - interest is the extra cost you pay for taking out a loan.
What is paid to a lender for the use of his money and includes compensation to the lender for three factors: 1) Time value of money (lender's rate): the value of today's dollar is more than tomorrow's dollar. Tomorrow's dollars are discounted to reflect the time a lender must wait to "enjoy" the money, not to mention the uncertainties tomorrow brings. 2) Credit risk: the risk of repayment varies with the creditworthiness of the borrower. 3) Inflation: as the purchasing power of a dollar declines, more dollars must be repaid to maintain the same purchasing power. Interest is one of the components of carrying charges; i.e., the cost of the money needed to finance the commodity's purchase or storage. The market rate of interest can also be used to establish an opportunity cost for the funds that are tied up in any investment.
1) A person's legal right to an asset or property. 2) The cost of borrowing money, charged as a percentage of the outstanding amount owed.
A charge paid for borrowing money. Interest is usually expressed as a percentage of the amount borrowed, or interest rate.
The cost of borrowing or lending money, usually a percentage of the amount borrowed or loaned.
Interest is a surcharge on the repayment of debt (borrowed money).
The amount you are charged for the money advanced to you by a lender.
Interest is the amount that your money earns when it is kept in a savings investment.
1. A charge for the use of another´s money, sometimes referred to as rent for the use of money. 2. A right in or share of something. Partial ownership reflects an interest in real property; a mortgage is evidence of a lender´s financial interest in property and a lease expresses the lessee´s (tenant´s) rights in connection with the demised property.
the amount paid by a borrower to a lender for the privilege of borrowing the money.
The amount charged by the finance company to borrow money.
The money paid to a lender by a food service operator to borrow money to buy supplies.
Payments a borrower makes to a lender for use of the lender's money (e.g., a corporation pays interest to its bondholders).
The reward you get for lending your money to say, a bank or building society. Also, the cost you pay when you borrow money through a loan or credit agreement.
Interest is the amount a borrower pays a lender for borrowing money.
on a loan, this is the predetermined amount of money a borrower must pay for the use of borrowed funds
1) A share or right in some property. 2) Money charged for the use of money (principal).
The charge made to the borrower for the use of a lender’s money.
Generally a percentage of the amount of money owed, interest is a charge for borrowed money.
Money charged for the use of borrowed funds. Usually expressed as an interest rate, it is the percentage of the total loan charged annually for the use of the funds.
Interest is an amount charged to the borrower for the privilege of using the lender's money. Interest is usually calculated as a percentage of the principal. The percentage rate may be fixed for the life of the loan, or it may be variable, depending on the terms of the loan. All new Federal Stafford and PLUS loans use variable interest rates that are tied to the rates for federal treasury bills.
The amount charged by the lender for the borrowing of a certain amount of money. How much it is depends upon the credit risk of the borrower and the current inflation rate. It can also refer to the return upon an investment.
A charge by the lender, expressed as a percentage of the total amount leant. The borrower pays this charge as payment for the loan.
The amount paid or charged for the use of money. Interest is expressed as a percentage rate per period of time.
Is the charge paid for borrowing money, usually expressed as a percentage of the amount borrowed or interest rate.
Money paid for the use of money. See also compound interest and simple interest. TO TOP
Lenders loan you money, and for providing the funding when you need it, they charge you interest. The lower the interest rate, the better.
The amount, expressed as a percentage of the total, that a lender charges a borrower for a loan.
A loan expense charged by the U.S. Department of Education and paid by the borrower for the use of borrowed money. The expense is calculated as a percentage of the principal amount (loan amount) borrowed.
Money paid for the use of money; earnings on a savings account
A charge for the use of money supplied by a lender.
the expense charged by the lender to the borrower for the use of the money loaned. This is typically expressed in terms of a yearly percentage charged on the principal borrowed, known as the Annual Percentage Rate or APR.
A sum paid or charged for the use of money or for borrowing money. Interest is expressed as a percentage rate for a period of time.
Money paid for the use of money -- that is, money paid for a loan.
A charge for borrowing money. A borrower pays this charge to a lender in addition to the original amount (principal) for "temporary" use of the money.
Money that is paid for the use of money.
The fee charged by the lender for money borrowed.
The rent paid for borrowed money or received for loaned money. A person's share of ownership in property or a business, etc. (See also: insurable interest.)
The price you pay for borrowing money and the value you receive for lending it.
The payment received for the use of money.
Interest is an expense of borrowing money. Interest is based on a percentage of your total loan.
The cost paid by a borrower for use of money borrowed to purchase a home. Lien A legal claim by an individual (or group of individuals) on the property of another individual, or individuals, as security for money owed.
Cost of using money, expressed as a percentage rate for a set period of time, usually a year, in which case it is called an annual rate of interest.
An expense of borrowing money that is calculated as a percentage of the amount borrowed.
Lending body's charge for a the use of funds or the return on deposited funds
Interest is the charge made by the mortgagee for lending the borrower the funds for purchasing the property.
The rent paid for use of money or other assets.
The price paid for the use of money.
percentage of money paid by a borrower to a lender in return for using the lender's money.
The cost of borrowing money, usually expressed as a percentage over time.
The cost of borrowing money or the amount of ownership in a property.
A financial institution's periodic payments to savers for the use of their funds. The term interest also describes the charge to a borrower by a financial institution for the use of its loan funds.
Compensation for the use of money borrowed.
A fee paid to a lender for borrowing money.
A charge for a loan, usually a percentage of the amount loaned.
A fee charged (percentage) by a lender on borrowed monies
A charge you pay when you borrow money.
An amount paid a lender for the use of funds.
The amount a borrower pays for the use of a lenders funds, generally a percentage of the amount borrowed. It is usually expressed as an annual percentage rate (APR).
A charge required by the lender for making funds available for use by the borrower.
The amount charged by a lender for the use of money.
The cost associated with using money. Interest can be earned on an investment and interest can be incurred from borrowing money.
The amount of money charged for the use of the money borrowed.
The money a lender earns for use of his money.
Interest is the cost of borrowing. It is the amount paid on the money borrowed. It is represented as an annual percentage rate applicable to the mortgage.
Income from a loan or investment, usually a percentage of the amount loaned or invested.
The charge a borrower will pay if they borrow money, and the income an investor will receive if they lend money or invest it in an income-producing bank account or in a security like a bond or a gilt. For example if someone borrows £1,000 at an interest rate of 10% per year, the interest payable is £100 per year. Loans are sometimes made at fixed rates of interest, and sometimes at variable rates.
The dollar amount charged to borrow money.
The cost for borrowing money.
The cost paid to a lender for the use of borrowed money.
A fee charged for borrowing money.
A credit given as a reward for keeping your money in the bank. Interest is computed daily by crediting to the account a fixed percentage of the current account's balance (the "principle"). If the interest rate is 10%/month, you'd multiply the balance by (.10/30) every day of that month.
The cost of borrowing money, or the amount of return on an investment, usually expressed as a percentage.
The fee borrowers pay to obtain a loan. It is calculated based on a percentage of the total loan.
This refers to the amount that your money earns when it is kept in a savings instrument.
The fee charged to a borrower for the use of someone else's money, computed as a percentage of what is borrowed. The interest rate may remain constant or can vary throughout the life of the loan. One that remains constant is known as a "fixed" rate. A "variable" rate changes at specified times.
Payments a borrower pays a lender for the use of his money. A corporation pays interest on its bonds to the bondholders.
The price paid to rent money. The rate of interest over a period of time for a specific amount of money, usually expressed as a percentage.
Money paid for the use of money lent. (see Compound Interest, Flat Interest, Real Interest, Nominal Interest, Effective Interest, Discount Rate, Interest Rate Formulae)
The charge paid for borrowing money. A percentage of an amount of borrowed money which is paid for its use over a specific time period. See mortgage note
The cost of borrowing money, usually stated in terms of a percentage.
Sum paid or calculated for the use of capital. Financing interest is the charge assessed as a cost of extending credit as distinguished from additional interest which is the charge assessed on delinquent debts in order to compensate the federal government for the time value of money owed and not paid when due. Additional interest is accrued and assessed from the date of delinquency.
The charge made to a borrower for use of a lender's money. It is calculated as a percentage of the principal amount borrowed.
How much a borrower will pay for the temporary use of someone else's money. For example, the bank will give you money in the form of a student loan, but you will have to re-pay the principal amount of that loan plus interest charged to you as the price for using that money. The interest rate can depend on the creditworthiness of the borrower and the risk involved in the investment for which the money was borrowed.
the part of the mortgage payment that the lender collects for the use of the lender's money.
The fee charged for borrowing money.
A return paid to a investor or lender. Normally expressed as a percentage of the principal.
The price one pays for the use of someone else's money.
A periodic charge a lender requires a borrower to pay in exchange for the loan, usually expressed as a percentage of the principal.
Annual profit on a loan of money. The price paid to rent money.
Interest is the charge paid by borrower for borrowing money.
The amount you pay to a lender to borrow money. Also the amount you receive on lending your own money.
The fee charged to borrowers by lenders for using loan money.
payment for the use of borrowed money. Many companies have both interest charges (for long- and short-term funds they have borrowed) and interest income (for money they have invested, usually in short-term, interest-bearing investments).
The amount of money charged for borrowing said funds. Interest is usually expressed as a percentage of the amount of funds borrowed.
A member's ownership of an LLC is represented by "interests" just as a partner has an interest in a partnership and shareholders own stock in a corporation.(empty)(empty)
The payment a corporate or governmental issuer makes to bondholders in return for the loan of money.
is a charge for borrowing money. It is usually expressed as an annual rate, or percentage, of the money still owed. For example, the interest rate might be 9%. It is also a general term meaning partial or total right to property. An interest in real estate might be a right, such as an easement, a lease, partial ownership, or full ownership.
as it relates to mortgage loans, it is the amount charged for borrowing money
A payment for the use of money, say borrowed from a bank or other lender.
Fee charged for borrowing money. Interest is calculated as a percentage of the principal loan amount. The rate may remain fixed throughout the life of the loan, or it may be variable and change at specified intervals. Back to the top
Consideration in the form of money paid for the use of money, usually expressed as an annual percentage. Also, a right, share, or title in property.
The amount that is added onto your loan (in dollars) to cover the cost of borrowing money to finance your home. The "interest payment" is the portion of your monthly payment that is applied against the interest owed. At the beginning of your loan period, the majority of your monthly payment is applied against the interest. But over time, more and more of the payment is used to reduce the amount of principal owed. For most people, a portion of their annual mortgage interest payment is tax-deductible. Consult your tax advisor for details.
Payments borrowers pay lenders for the use of their money. A corporation pays interest on its bonds to its bondholders. (See: Bond, Dividend)
A charge made by lending institutions for money borrowed by consumers.
Money paid to savers and investors by financial institutions, government or corporations for the use of their money. (Example: 5% interest on a certificate of deposit or 6% interest on a bond.) When you open a bank account, you are actually investing in that bank, so you can earn interest (the bank takes a percent of the total you deposit and adds it to your account). When you borrow money from a bank or other lender, you are generally charged interest (again, a percent of the total you’ve borrowed) and that amount is added on to the amount you must pay back. Say you buy a car, for example, and don’t pay cash for the entire thing up-front but instead, pay a little each month. In essence, you are taking a loan in the form of the car (versus cash) and paying it back with cash which is the sum of the cost of the car plus whatever interest you are charged. Since interest builds up (“compoundsâ€) over time, you actually save money the quicker you pay off your debts.
The interest charged on a loan is added to the principal to equal the total amount to be repaid by the borrower. It's sometimes referred to as the cost of borrowing.
payment for using someone else's money; income from allowing someone else to use one's capital.
Cost of using money, expressed as a rate per period of time, usually one year, in which case it is called an annual rate of interest. Money paid for the use of money. A member will pay interest on a loan, or may earn interest (dividends) on share accounts.
For savings and checking accounts, interest is the payment by a financial institution to customers for the use of their funds. For loans, interest is what a borrower pays a lender over and above the amount of the loan, for the use of the money.
Charge levied for the privilege of borrowing money....
Compensation paid or to be paid for the use of money. Generally, on bond issues, payment is made semi-annually. Registered bondholders receive interest payments automatically, whereas bearer bondholders must present a coupon to the paying agent for collection.
The amount of money (shown as a percentage) that can be earned or charged for saving or borrowing an amount of money.
Money paid to the lender over the life of the loan which exceeds the loan amount, and acts as compensation to the lender. Essentially, it is the cost of borrowing money
The percentage a creditor charges on money borrowed.
Payment due periodically in return for the use of money. Anyone who borrows money pays the person who makes the money available. This is generally specified as a percentage of the amount of money which has been provided.
Charge paid for borrowing money, calculated as a percentage of the remaining balance of the amount borrowed.
The charge you pay if you borrow money, and the income you receive if you lend it or invest it in an income-producing bank account or in a security like a bond or gilt.
Compensation paid or to be paid for the use of money, generally expressed as an annual percentage rate. The rate may be constant over the life of the bond (fixed-rate) or may change from time to time by reference to an index (floating-rate).
the cost of borrowing money, usually expressed as an interest rate.
Interest is the cost of inflation to be paid by the borrower.
Compensation to bondholders in the form of cash or more bonds for the lending of capital. Accumulated or accrued interest is the interest due to the seller of a bond from the day after the last interest payment to the day before the settlement date. It is paid by the buyer of the bond. Imputed interest is not paid to the bondholder but it is calculated as if it was so that taxes can be paid on it anyway. Reinvested interest can significantly add to returns.
An amount, expressed in percentage, that a borrower agrees to pay on borrowed money, at a certain frequency and as per an agreement with the lender.
There are two kinds: (1) money you pay a financial institution for the use of money you borrowed or (2) money you earn on a savings account. To beginning of page
money paid to a lender for the use of borrowed money; or a stake in a business.
The predetermined charge or fee paid to a lender by the borrower for the use of monies loaned.
An amount, calculated as a percent of the principal loan amount, that is charged for borrowed money.
The amount a lender charges a customer for borrowing money.
is the cost for using money. In the case of bonds sold by government, there will likely be a contract interest rate. For instance, if the contract interest rate is 5% and the amount of bonds sold is $1,000,000 then the annual interest is $50,000.
Compensation paid or to be paid for the use of money. Interest is generally expressed as an annual percentage rate.
The payment (cost) for the use of money.
What banks and bond issuers pay a depositor for the use of his money. Generally, the safer the deposit or investment, the lower the interest. A savings account may pay 1 or 2% interest, while a high-risk corporate bond (a junk bond) may pay 8 or 9% or more. Most bank deposits pay interest daily or monthly, while bonds pay interest twice a year.
The Lender's charge for the use of funds or the return on deposited funds.
the amount that you pay when you borrow money. It's expressed as a percentage rate over a period of time.
the charge or cost of borrowing money.
is a loan expense charged by the lender and paid by the borrower for the use of borrowed money. The expense is calculated as a percentage of the unpaid principal amount (loan amount). The interest rate is the cost of borrowing money expressed as a percentage rate. Interest rates can change because of market conditions.
The interest is the commission you pay to the bank or to your creditor in order to lend you the money. The interest rate represents the annual amount of money that is added to your debt. When you ...
A fee charged by the card Issuing Bank when the Cardholder does not pay off his/her entire balance with each statement. Interest is to offset the cost of carrying the balance.
a charge for borrowed money, generally a percentage of the amount borrowed.
An amount paid for the use of someone else's money. You pay the credit union to use the money you borrow from it. The credit union pays you to use the money you save there.
The sum of money paid for the use of borrowed money.
A payment for the use of money, such as the payment an association makes to a saver for the use of his funds, or the payment a borrower makes to an association for the use of its loan funds.
The fee charged to a borrower for the use of someone else's money, computed as a percentage of what is borrowed. The interest rate may remain constant throughout the life of the loan (fixed) or may change at specified times (variable). As of October 1, 1993, all Federal Stafford and PLUS loans have variable interest rates.
A charge paid for borrowing or loaning money expressed as a percentage of the principal amount.
The money over and above the amount borrowed that you pay a lending source for use of their money during the duration of a loan or lease.
Payments made by a borrower to a lender for the use of the lender's money. A corporation pays interest on bonds to its bondholders.
the return earned on money which has been invested or loaned, i.e. the price paid for its use
Charge made for lending money. Usually set at a percentage of the sum borrowed but with many different bases of calculation. The norm in mortgage lending is for interest to be calculated annually as a percentage of the outstanding capital balance.
An only loan option. The loan payments have two components which are principal and interest. The interest-only loan has no principal component for a specific period of time. These special loans minimize monthly payments by eliminating the need to pay down your balance during the interest-only period, giving greater cash flow control and/or increased purchasing power.
The fee a mortgagee charges the borrower for borrowing money. Hide Definition
The fee for using some else's money (bank). Expense to the borrower paid to the lender.
An amount charged for borrowed money, calculated as a percent of the principal loan amount.
Regular charges made for borrowing money.
Interest is the earnings derived through the sale of the resource known as capital. Interest is included in the total costs of the firm and is a source of income for the household. The total interest earned in a nation over the course of a year is included in that nation's gross domestic product (GDP).
A share of, or a right to, or a concern in something of value; also, a premium paid for the use of money.
The amount of money charged for borrowing money or the profit (usually money) that is made on invested capital.
The amount paid or earned for the use of money.
Expressed as a percentage, generally, this is a fee paid by a borrower of money to the lender.
The cost of borrowing money, usually calculated at a percentage rate over a period of time.
Money charged by a lender to a borrower for the use of his or her money.
Payment for the use or forbearance of money.
The amount charged for the use of loan funds over a period of time and is usually stated as a percent.
The amount of money a lender loans a borrower to pay for using the borrower's principal.
1. A charge for borrowing money. It is usually expressed on an annual rate, or as a percentage, of the money still owed. For example, the interest rate might by 10%. If a person borrowed $10,000 and agrees to pay it in full as the end of one year, the interest will be $1,000. 2. A right, share or title in property. 3. A general term meaning partial or total right to a property. An interest in real estate might be a right, such as an easement (See Easement), a lease or partial or full ownership.
Remuneration for the provision of money and capital. There are numerous economic authorities for clarifying the meaning of interest. One of the most realistic is that interest consists of a remuneration for the provision of liquidity, a currency depreciation quota and a risk premium.
The amount a lender charges a borrower for the use of the lender's money. For example, if money is borrowed from a lender in the form of a loan, the lender will charge interest for the use of that money.
The charge in dollars for the use of money for a period of time. In a sense, the "rent" paid for the use of money.
Dollar cost that a borrower pays a lender for the use of the lender's money.
The cost of using borrowed money.
A charge you pay if you borrow money, or a charge you recieve if you lend money.
a fee charged for the use of money .
Money paid (cost of credit) for the use of money.
In financial terms, interest is the fee charged for the use of someone else's money.
1. The charge for the privilege of borrowing money, typically expressed as an annual percentage rate. 2. The amount of ownership a stockholder has in a company, usually expressed as a percentage.
The sum paid or accrued in return for the use of money.
A charge for the use of money. Interest is calculated as a percentage rate of the loan principal. The interest rate charged can be fixed, which means it does not change over the life of the loan, or the rate can be variable, in which case, it changes periodically. The percentage rate may be tied to one of several indexes such as the Prime Rate or the U.S. Treasury Bills.
The amount payable by the borrower to the owner of a debt instrument. It is normally defined in terms of a percentage rate of the face value.
Ownership of a Limited Liability Company is represented as an interest or percentage of the LLC.
The cost of borrowing, represented as a percentage of the amount borrowed.
A fee charged to the borrower for the privilege of using the lender's money. Interest is calculated as a percentage of the principal balance of the loan. The rate may be fixed (constant throughout the life of the loan) or a variable rate (may change at specified times).
Money paid for the use of someone else's money.
Money paid for the use of money, generally calculated as a percentage per annum.
Fee paid by borrower for the use of money that is loaned to them. It is a certain percent of the total of the loan.
A charge paid for borrowing money. Also, a right, share or title in property.
You'll earn interest whenever there's money in your account. We calculate it daily and add it to your account either monthly or yearly depending on the type of account.
If you use your overdraft you'll be charged interest. We calculate it daily and take it from your current account once a month.
The amount a borrower pays to a lender for the use of money.
A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.
A fee paid for using money that belongs to another, usually expressed as an annual percentage of the amount used. A financial institution makes periodic payments of interest to savers for the use of their deposited funds. A borrower pays interest to the financial institution for the use of its funds.
The payment made by a borrower to a lender in return for the loan of money, on top of the principle repayments.
1) Financial share in a project or enterprise. 2) Periodic compensation for lending money. 3) In an economy study, synonymous with required return, expected profit, or charge for the use of capital. 4) The cost for the use of capital. Sometimes referred to as the time value of money.
An extra charge that is added to a delinquent property tax bill. The amount is 1 % simple interest per month on the unpaid taxes and special assessments. Interest is calculated based on the unpaid balance on the first business day of the month.
Amount charged to the borrower for the privilege of using the lender's money. Interest is usually calculated as a percentage of the principal balance of the loan. The percentage rate may be fixed for the life of the loan, or it may be variable, depending on the terms of the loan. All federal loans issued since October, 1992 use variable interest rates that are pegged to the cost of US Treasury Bills.
Rent paid for the use of borrowed money, usually expressed as an annual percentage.
The amount of money a borrower pays a lender for a loan.
That portion of a mortgage payment that is the "charge" for using the lender's funds.
Interest is a fee charged to borrow money, usually expressed as a percentage of the outstanding amount, which accrues over the life of a loan.
The percentage of a loan or investment that is charged or returned to the borrower or investor. · See Also · Principal
Interest is the "rent" paid to borrow money. The lender receives a compensation for foregoing other uses of their funds, including (for example) deferring their own consumption. The original amount lent is called the "principal," and the percentage of the principal which is paid/payable over a period of time is the "interest rate."