In life and health insurance, the physical examination of a proposed insured, usually conducted by a licensed physician or other qualified medical personnel, the results of which become part of the application, and are attached to the policy contract. The so-called nonmedical in reality is a short-form medical report and is filled out by the agent. Various company rules, such as amount of insurance applied for or already in force, age of applicant, sex, past physical history, data revealed by inspection report, etc., determine whether the examination shall be medical or nonmedical.
A medical history and exam completed by a doctor that the insurer may require of the applicant during the underwriting process – typically, paid for by the life insurer underwriting the application.
In the underwriting process for life and health insurance, an examination by a physician may be required. The physician is selected by the insurance company and performs the tests that are based on the size of the policy, and the age and health of the proposed insured.
Sometimes required as part of the underwriting process, this is the physical examination of an applicant by a qualified medical professional to determine the applicant's insurability. The finding of this exam become part of the application and, in turn, part of the policy when issued.
a thorough physical examination; includes a variety of tests depending on the age and sex and health of the person
an examination by a physician of a child who is the subject of a youth court cause or of his parent
a procedure or test that seeks information about an individual's physical or mental impairments or health
The examination given by a qualified physician to determine to the insurability of an applicant. A medical examination may also be used to determine whether an insured claiming disability is actually disabled.
A medical history and exam completed by a doctor. Some insurance products may require a medical examination as part of the underwriting.
In which the applicant must undergo a physical exam and give a blood and urine sample in order to determine their health before purchasing a policy.
The examination of an applicant for insurance or a claimant by a physician who acts in the capacity of the insurer's agent.
See Physical Examination.
Usually conducted by a licensed paramedic. The medical report is part of the application, becomes part of the policy contract and is attached to the policy.
A medical history and exam completed by a doctor that an insurance company may require of the applicant during the underwriting process.