The sum total of factors about an applicant that would lead an insurance company to assume the risk.
The circumstances under which an insurance company can issue a policy on an applicant for insurance.
Acceptability to the insurer of an application for insurance.
The availability of coverage to an applicant for insurance.
the quality of being insurable; the conditions under which an insurance company will issue insurance to an applicant (based on standards set by the insurance company)
The health status of an insurance applicant which makes him/her acceptable to an insurance company (i.e., health, financial conditional, occupation).
The qualifications of age, health, occupation, etc. that enable a proposed insured to meet the requirements of an insurance company for the issuance of an insurance policy.
Accepted status granted to an applicant to receive insurance.
Acceptability by the insurance company of an applicant for insurance.
The condition of the proposed insured such as age, occupation, health, etc., that makes him or her an acceptable risk.
Acceptability to the life insurance provider of an applicant for insurance.
An individual's status as an acceptable or unacceptable insurance risk.
How acceptable, after risk assessment, an applicant is to an insurer.
The risk-associated qualities of a person or entity that meet an insurer's underwriting standards and therefore make the insurer willing to offer coverage at a standard premium.
Acceptability of an applicant for insurance to the insurance company.
All conditions the underwriter considers in determining a persons risk profile. This includes the proposed insured's health, lifestyle, occupation and hazardous activities.
Those qualifications of age, health, occupation, etc., which enable the applicant to meet the requirements of an insurance company for the issuance of insurance.
In life and health insurance, all conditions pertaining to an individual that affect his or her health, susceptibility to injury, as well as life expectancy. These factors are considered in determining the amount of risk. If the risk is too high, the insurance company will refuse coverage, as the individual is considered to be uninsurable by that company's underwriting standards.
all conditions pertaining to individuals that affect their health, susceptibility to injury, or life expectancy; an individuals risk profile.
Able to be insured against. In principle one may insure against the financial consequences of any event where it is a matter of fortuity whether the event will occur or when it will occur. One cannot insure against the consequences of one's deliberate acts or where insurance would be against public policy. In practice a risk may be uninsurable where: (a) the prospect of widespread loss is too great for the insurer to accept, e.g., war damage to property on land; (b) the risk is entrepreneurial, e.g., the risk of a change of fashion rendering stock unsaleable; (c) the risk is too great or unquantifiable.
Insurability refers to an individual's good health and ability to obtain life insurance. If an individual is unable to obtain life insurance due to bad health, the individual is considered to be uninsurable.
Factors affecting someone's health, susceptibility to injury and life expectancy. Can also be described as an individual's risk profile.
The status of an insurance applicant that makes him or her acceptable to an insurance company, i.e., health, financial condition or occupation.
All conditions pertaining to individuals that affect their health, susceptibility to injury and life expectancy; an individual's risk profile.
The accepting of the insurer an applicant for insurance.
The condition of the individual wishing to be insured, including their health, susceptibility to injury and life expectancy.
The ability of an insurance applicant to be accepted by an insurer, based on health, occupation, lifestyle, and finances.
Acceptability to the insurer of an applicant for insurance.
the ability of an individual to meet an insurance company's underwriting requirements.
Acceptability to the company of an applicant for insurance.
Attributes that applicants possess that qualify them as insurable risks. Such attributes, in addition to good health, include acceptable occupations, finances and personal living standards.