Definitions for "Net capitalized cost"
The "capitalized cost" (car's price), minus any deductions to reduce the price of the car. Common deductions are the downpayment, trade-in credit and manufacturer's rebate. The adjusted capitalized cost is used to calculate your monthly payment. It is similar to the "amount financed" in a purchase transaction.
See Adjusted capitalized cost.
This is the price of the vehicle after deducting any dealer participation, manufacturer discounts, and cap cost reduction ('down' payment) from MSRP.