Any account used primarily for personal, family, or household purposes.
                                                            
                                                     
                        
                                                
                        
                        
                            A deposit held by a participating DFI and established by a natural person primarily for personal, family, or household use, and not for commercial use.
                                                            
                                                     
                        
                                                
                        
                        
                            A deposit account maintained at a financial institution by a natural person and used primarily for household and personal transactions, not commercial transactions.