The compilation of an individual's credit history. Potential creditors may request a copy from a credit bureau.
A report from a credit service generally provided by one of the "Big 3" (Equifax, Transunion, and Experian formerly known as TRW) that summarizes or scores an individual's credit history with retail establishments, financial institutions, or trade references.
A report from a credit service, such as TRW or Equifax, that summarizes an individual's credit history with retail establishments and financial insitutions.
Written or oral communication by a consumer reporting agency of any information pertaining to a consumer's credit standing, credit capacity, and payment history.
A report by a credit reporting agency that maintains a history of timely, or untimely, repayment of debt. The lender's primary source of information regarding the credit history of a borrower
A report showing what a person has borrowed on credit and the payment history to the creditor. This report also shows liens, collection accounts and past bankruptcies.
A report containing detailed information on a person's credit history, including identifying information, credit accounts and loans, bankruptcies and late payments, and recent inquiries. It can be obtained by prospective lenders with the borrower's permission, to determine his or her creditworthiness.