Large companies that gather and store financial and credit information about individuals who apply for credit.
A firm that collects and interprets information including current and historical credit activity, financial records and public record data on individuals from many sources. This information is the basis for the credit reports used by lenders.
() An organization that gathers, records, updates, and stores financial and public records information about the payment records of individuals who are being considered for credit.
A company that gathers financial and credit information about individuals who have applied for credit. The credit repository usually furnishes data to credit reporting agencies or bureaus. The major agencies are Equifax, Trans Union, and Experian.
An organization that gathers, records, updates and stores financial information on an individual's credit history and reports it in one form - in-file credit report.()
Former, out-of-date, term used in reference to a credit reporting agency.
Large companies that gather financial and credit information from various sources about individuals who have applied for credit.
An organization engaged primarily in gathering, recording, updating and storing information about an individual's use of credit and repayment of obligations. Repositories are also known as credit bureaus.
Organizations that maintain and make available public credit history records; lenders use information from credit repositories to derive credit scores for potential borrowers. (See credit report, credit score) Equifax Experian
An antiquated term for a credit bureau.
An institution that collects, maintains, stores and sells financial and publicly recorded information about the payment records of individuals applying for credit.
Simply another term for a credit bureau.
Company that collects information on an individual's credit history and reports it in one form, the in-file credit report.
An organization that compiles credit history data directly from lenders and creditors to build in-file credit reports for individuals; the main repositories are Experian, TransUnion, & Equifax.
large company that gathers financial and credit information from multiple sources about individuals who have applied for credit.