Credit history shows a personâ€(tm)s past experience with debts.

The history of a borrowers financial record.

A credit report which shows your loan payment history, late payments, the number of inquiries by prospective creditors, debt forgiveness, bankruptcy filings, and the existence of any liens.

A record of debt payments, past and present. Used by mortgage lenders in determining credit worthiness of individuals.

A record, prepared by an independent source, of an... more

A record showing how you have borrowed and repaid your debts.

Creditor Debt Deed

Record of current and past credit transactions that potential lenders use to determine a borrower's ability to repay debt.

The record of how repay your debts including late payments and defaults.

A record of loans and credits over a period of time.

Gives information regarding borrower's previous activities regarding repayment or timely payment of debts. It acts as a guide to the potential lender.

An individual history of previous credit accounts were maintained.

A continuous record of a personÕs debts and payments.

A history of an persons past and current credit commitments showing how a persons account has been kept up to date with these credit commitments. It will also show past adverse credit.

A list of your debts and regular monthly expenses, including how much you owe and how timely you make your payments.

Record of a person’s paying habits for both current and past credit accounts (loans, mortgage loans, car loans, credit cards, cellular phones, and so forth).

A record on how a person has borrowed and repaid debts.

An individual's record of paying loans, credit cards and other bills.

A record of how a consumer has repaid credit obligations in the past.

The credit record of borrower as revealed by the credit bureau forms the credit history of borrower.

The record of an individual's outstanding, current and paid-in-full debt is called credit history.

The record of how a consumer has paid accounts in the past, used as a guide in deciding whether the consumer's credit worthiness.

Your credit history is based on your payment patterns to your creditors. This information is reported to credit reporting agencies, the most familiar being Trans Union, Experian, and Equifax.

A record of an individual's debts, both open and fully repaid. A credit history helps lenders to determine whether a potential borrower historically repays debts in a timely manner.

When a lender reviews an applicant's credit history, the lender examines all the information in a credit report. This includes your credit cards, student loans, automobile loans, and other loans. The lender reviews how you have made your payments -- on time or late. Your credit report also notes whether any of your creditors discharged a debt because they believed it would never be repaid, you declared bankruptcy, or your home had been foreclosed.

A credit bureau report showing a borrower's financial records over time.

A record of your credit performance

A record of an individual’s total debt condition till date. It gives an idea about whether the borrower is likely to payback the loan in time or not. The credit history helps the lender to decide whether loan should be extended to the borrower or not.

Records of a borrower's use of credit and payment performance.

A record of an individual's past and current debts. A credit history helps a lender to determine whether a potential borrower has met financial obligations on time in the past.

A record of an individual's debts. One of several factors lenders uses to determine whether a potential borrower has a history of repaying debts in a timely manner.

Your Credit History is a record of how you have paid your debts, whether you have made late payments or had a County Court Judgement made against you.

An individual's record of financial transactions held on file by Credit Agencies.

A record of how you have paid accounts in the past; used as a guide to determine whether you're likely to pay accounts on time in the future.

A credit report is a summary of an individual'credit history. It shows loan payment history, late payments, existence of liens or other encumbrances, debt forgiveness, bankruptcy filings, and number of inquiries by prospective lenders. Credit Report- A credit report is a summary of an individual's credit history. It shows loan payment history, late payments, existence of liens or other encumbrances, debt forgiveness, bankruptcy filings, and number of inquiries by prospective lenders.

A record of a consumer's past performance in paying credit accounts.

The record of a person's borrowing and repayment history.

A record of your debt and payment history.

A record of an individual's open and fully repaid debts. A credit history helps a lender to determine whether a potential borrower has a history of repaying debts in a timely manner.

The history of an individual's credit accounts, late payments, loans, bankruptcies, and any recent inquiries. This history is used by lenders to determine the creditworthiness of an individual.

A history of an individuals timeliness in paying monthly obligations.

Information about a person's financial activities over time. Loan providers review this information before deciding whether or not to approve a loan application. This information includes: income, debt, number of credit cards, credit score, etc.

A record of a consumer's past borrowing and repaying behavior. It is used as an indication of whether or not the consumer is likely to pay future accounts on time.

history of an individual's debt payment; used by a lender to gauge a potential borrower's ability to repay a loan

A record of an individual's or company's past borrowing and repaying behavior. It will list personal or corporate information, credit lines currently in the person's or company's name, and risk factors like late payments or a recent bankruptcy. See more in Credit History.

The portion of a credit report that records your history of borrowing and repaying money. This section contains details about the credit and loan accounts you've held in the last seven years.

A history of an individuals ability to pay their bills on time as well as any other relevant public records.

A credit history is a record of credit use. It is comprised of a list of individual consumer debts and an indication as to whether or not these debts were paid back in a timely fashion or "as agreed." Credit institutions have developed a complex recording system of documenting your credit history. This is called a credit report.

A record of an individual's repayment of debt. Credit histories are reviewed my mortgage lenders as one of the underwriting criteria in determining credit risk.

The record of a consumer's credit accounts and manner of payment (MOP). Credit history includes high credit, current balance, credit limit, and 24 months of MOP history.

Credit history is a record of the way people manage their debts. This information is collected and sold by credit reporting agencies. It includes personal information such as Social Security number, current and prior addresses, and employment information. It also includes the names of credit issuers, current account balances, and the timeliness of payments. Information such as missed or late payments will remain in a credit history for seven years. Bankruptcy will remain for 10 years.

The recorded information concerning an individual's debt and repayment history.

A record of a person's debt payments.

The history showing whether the borrower has met financial obligations on time in the past.

This is a "snap-shot" of your past and present debt, current available credit, and a rating of your debt repayment history. This is very important to a lender so that they can know if you are a good credit risk.

A record of your history of borrowing and repaying debts.

Publicly available information about past non-payments of the consumer provided by official sources. Additionally credit history providers usually have access to information about ongoing dunning and collection processes.

A record of borrowing and debt-repaying history. A free credit history report lets you know why your credit is in positive or negative standing.

This is your history concerning how you have paid your bills in the past. Previous credit history is typically a good indicator of future credit history so it is definitely a consideration when determining what type of loan you will qualify for.

A record of how a consumer has paid credit accounts in the past. It is used as a guide to determine whether or not the consumer is likely to pay future accounts on time.

Your credit history is a record of how youâ€(tm)ve borrowed and repaid debts.

A file detailing an individual’s current and past debt payments and financial obligations.

A record of an individual's current and repaid debts which is usually used by a lender to assess the risk of a potential borrower.

a record of your borrowing and paying habits. Credit reporting companies track your history and supply this information to credit card companies, banks, and other lenders.

A list of your financial history in regards to credit card payments and debt.

The record of how well an individual or company has, in the past, repaid borrowed money.

The record of how you repaid a loan or made payments for something you bought on credit. Lenders such as your credit union use your credit history to help them determine your creditworthiness when you apply for a loan.

A record of a consumer's open and repaid debts, as well as information regarding identity and public records, including judgments and bankruptcies.

A record of an individual's past performance of borrowing and repaying debts.

When you apply for a loan the lender will check your credit history, including any previous loans and credit cards you have applied for, any history of bad debt or bankruptcy etc. They may also ask other questions such as whether you have been in arrears on other loans or whether you have ever exceeded your credit card limit.

The record of a consumer's credit accounts and manner of payment (MOP). Credit history includes high credit or credit limit, current balance, and up to 84 months of payment history.

The overall financial record of the monetary transactions you dealt with. It shows the amount of money you borrowed, the amount you repaid and the sum which you still need to pay back.

A record containing an individual's historical data on both open and/ or fully paid credit accounts. Lenders review the credit history of potential borrowers to determine their credit worthiness.

A person's record of how you have borrowed and repaid debts.

A complete record detailing a person's open and repaid debts. This is generally a good indicator of the individual's history of timely debt repayment.

A history of a borower's open and repaid debts. The credit history helps a lender to determine whether a potential borrower has a history of repaying debts in a timely manner.

A summary of an individual's past financial record.

A partial profile of how an individual has paid credit accounts in the past, given within a particular time frame (usually measured in years). It is used as a guide to determine whether or not the applicant is likely to pay future accounts on time, and is used by credit card issuers to decide whether to provide customers with a credit card, and as a guide to set the credit limit on a credit card account (see also Credit Record).

Your Credit History is a record of how you have paid your debts. A credit report discloses your credit history.

A list of a person's debts and regular monthly expenses, including how much is owed and whether payments are made on time.

Credit history is a record of the debts that have been taken and the status of their repayment.

The record of how you've borrowed and repaid debts.

Record of how a consumer has paid credit accounts in the past that can be used as a guide to determine whether the consumer is likely to pay accounts on time in the future.

Credit history refers to your personal financial background and will detail any loans, credits cards, mortgages, etc that you have held and how you have repaid them.

A record of an individual's current and past debt payments.

A record of a physical and/or legal entity's use of credit over a period of time.

an account of the borrower's past and present debts

In Australia Baycorp keeps a record of any applications for credit and subsequent defaults. This record can be sourced as a report and any adverse defaults will affect the chances of having a loan approved. Any consumer can order a report on their own credit history by contacting Baycorp.

Your history of borrowing money and paying it back as agreed, including credit cards, rent or mortgage payments, and utility bills. Get Free Credit Report - Click Here

Your credit history is a record of the debts you've borrowed and repaid in the past.

Continuing record of a borrower's debt commitments and debt payments.

record of a person's ability to repay debts. Credit Histories are used by lenders to determine what interest rates to charge and to determine if a loan can be issued at all. Credit Report – Credit history report compiled by a credit bureau; used to by lenders to ability to issue a loan.

History of a consumer's borrowing habits and how they have repaid their debt.

A record based on information supplied over time by creditors with whom consumers have done business. This information is reflected in a credit report.

A historic record of how debt has been repaid.

A record of credit use comprised of a list of individual consumer debts and a record of whether or not these debts were paid back on time or "as agreed." Credit institutions have created a detailed document of your credit history called a credit report.

The credit record forms the credit file maintained by the credit bureau and the various instances that have been recorded in it. Depending on the credit file one will be classified as bad credit or good credit.

A record of how the consumer has paid accounts in the past. This is usually used as a guide to determine whether a borrower is a "good risk".

A record of current and past debt payments of an individual.

Record of how reliably and punctually a company or individual has paid off past debts.

A statement of the debts and obligations, whether current or past, of a person which helps a lender to assess the risk of a loan to that person.

A document that shows borrowing and repayment of debts.

A record of where you have borrowed and the pattern of your debt repayments.

A record of loan repayment. Financial institutions send information on the loans they make to several companies to keep as a reference for future lending. Each time you apply for a loan, the lender will check your credit history with these companies. As a consumer, you have certain rights to review your record and correct inaccuracies. A credit history is also called a credit record or credit profile (here's a sample ).

A statement of a person or company’s financial history, including income, outstanding debts or financial commitments and any court debt judgments. See Managing credit for more information.

record of a consumers credit accounts and manner of payment. credit history includes high credit, current balance, credit limit, and 24 months of manner of payment history.

The information about all of the borrower's debt payments. Lenders refer to it to evaluate a potential borrower's ability to repay a loan.

Your Credit History is a term describing your record of taking out credit, and just as importantly, repaying it. Your credit history is held on your credit file by a credit reference agency and is used to assess your risk level to a lender or other credit provider.

A record of how a person has borrowed and repaid debt.

a record of your present and past debts

history of an individual's debt payment; lenders use this information to gauge a potential borrower's ability to repay a loan.

A record of a someone's history in dept repayment. Lenders evaulaute a borrower's credit history before deciding to grant (or not) their loan.

An evaluation of an individual's capacity and history of debt repayment. A credit history helps a lender to determine whether a potential borrower is likely to repay a loan in a timely manner.

A record of a person's debt history, including all open and fully repaid obligations. A credit history helps a lender to determine whether a potential borrower has satisfactory history of repaying debts in a timely fashion.

A record of an individual's debt payments, past and present (showing a lender whether a potential borrower has a history of repaying debts in a timely manner).

A record of an individual's or company's past borrowing patterns and whether or not debts were repaid on time.

History Kept by a credit bureau, this record details a person's line of credit and debt repayment history. It is used by lenders to help determine if a potential borrower is a good risk.

The record of a person's current and past debt payments.

If you have a history of bad debts, county court judgements or bankruptcy to your name, you may not be eligible for a mainstream mortgage. To help ensure you are a good credit risk, a lender may require references from your existing lender, bank or landlord. In addition to this, many lenders will make use of the services of one of the two large credit agencies, Experian and Equifax. These offer a credit inquiry or a full credit application, which show details of any existing credit arrangements or county court judgements against you.

The record of how an individual has paid his or her debts. A credit report discloses an individual’s credit history.

A profile of your financial life. It tells credit issuers if you pay your bills on time and how much debt you carry. Credit card issuers use this information to decide whether to issue customers credit cards.

A profile of your financial status. It is used by financial organisations to assess how credit-worthy you are.