Definitions for "CREDIT RATING"
Keywords:  moody, worthy, fitch, aaa, bradstreet
An evaluation of a person's capacity (or history) of debt repayment. Generally available for individuals from a local retail credit association; for businesses publicly held by companies such as Dunn & Bradstreet; and for - bonds by Moody's, Standard & Poors, and Fitch's. individuals have access to their own files.
As well as the risk deriving from movements in general interest rates, debt instruments usually carry an element of default risk. For most debt instruments, investors must assess the credit quality of the issuer and decide whether the extra yield offered compared to the relevant Treasury bond (or equivalent benchmark) is sufficiently attractive. However, most investors have neither the time nor the expertise to perform the required credit analysis. Even those who do have the appropriate skills seldom wish to waste time analysing all companies they might possibly invest in at some time in the future. In practice, almost all investors rely, to a greater or lesser degree on the credit analysis of the rating agencies. Not only do the agencies have highly skilled analysts but they also have access to private information about the company (as part of their terms to the issuer). They may not reveal such data but do include it in their assessment. Thus, on average, their credit assessments are better informed than anyone elses. The two best known rating agencies are Standard & Poors and Moody's.
Overall credit worthiness of a borrower. For companies there are rating agencies that give ratings described in terms of 'AAA' or 'triple A'.
An estimate of the amount of credit that can be extended to an individual or business without undue risk.
the estimate of the amount of credit that can be extended to a borrower without undue risk based on the borrower's past credit experience
A metric of the credit quality of either a counterparty or a specific obligating of a counterparty.
a credit tool used by a credit lender to help determine whether you qualify for a particular credit product or service
a tool used by a lender to help determine whether you qualify for a particular credit card, loan, or service
Keywords:  judge, matters, integrity, trust, help
A record of your integrity regarding matters of borrowing and purchasing. Used by lenders to help judge whether they can trust you to pay them back.
an important consideration when lending or investing
Keywords:  reflection
a reflection of an
a professional opinion given after studying all available information at a particular point of time
a useful tool not only for the investor, but also for the entities looking for investors
Keywords:  report
Credit Report
Keywords:  good, measure, your
A measure of how good your credit is.