Since 1995, Independent Financial Advisers and Tied Agents have been forced to disclose the level of commission they will earn from selling financial products to clients. It's a good thing, but the investor still isn't able to compare the levels of commission between investments. Stockbrokers also have to tell you of any financial interests they have in securities they are recommending.
The revealing of information to investors. The extent of disclosure in important to investors.... more on: Disclosure
The enforced or voluntary publication of information – especially financial information – typically to comply with legislation or regulatory requirements.
Revealing information. Financial statement footnotes are one way of providing necessary disclosures.
The fiduciary duty that an agent has with his/her principal which requires the agent to give all of the facts and information that may affect the principals decision concerning the property or the transaction.
The release of relevant information. see also full disclosure, Home Mortgage Disclosure Act, risk disclosure document, seller liability, truth-in-lending.
Inspection and/or copying of public records; providing or releasing information. See Confidentiality
A requirement placed on energy suppliers to provide information to customers on their prices, terms of service, power sources, air emissions and environmental impacts.
It is the agent's duty to keep the principal informed of all facts or information that could affect a transaction. Duty of disclosure includes relevant information or material facts that the agent knows or should have known.
An agent must disclose to the principal all known relevant and material information that pertains to the scope of the agency. The duty includes any facts affecting the value or desirability of the property, as well as any other relevant information pertaining to the transaction, such as the other party's bargaining position, the identity of all potential purchasers, information concerning the ability or willingness of the buyer to offer a higher price, any intent to subdivide or resell the property for a profit. An agent's duty of disclosure to his/her principal must not be confused with a real estate broker's duty to disclose any know material facts about the property value to non-principals. The duty to disclose known material facts is based on a real estate broker's duty to treat all persons honestly. The duty of honesty does not depend on the existence of an agency relationship.
the act of revealing or distributing personal information
Something which makes a fact known.
Information that is required by law relevant to specific transactions
All information provided to investors that might bear on an investment decision or otherwise define a security offering. Federal rules and regulations govern required disclosures pertaining to various kinds of securities offerings.
Requirement that certain financial and other relevant information be revealed to prospective investors contemplating the purchase of a security or other similar investment to enable them to make an informed decision concerning whether or not to make the purchase. Subsequent to the investment purchase, there is a requirement of ongoing disclosure concerning these matters.
Auctioneer’s best insurance against liability. It means revealing known facts that sellers, bidders, and buyers need to have to make informed and intelligent decisions regarding the auction.
Full information about all matters relevant to any financial application; each spouse has a duty to give full and frank disclosure which if they fail to abide by may render a later Court order invalid.
Literally, to open up or expose. In the context of media relations, it means the exchange of factual information regarding an operation or incident.
A company's release of all information pertaining to the company's business activity, regardless of how that information may influence investors.
The reveal to the public of the relevant information of listed companies. The SET requires listed companies to inform investors of material information which may affect securities prices or shareholders' interests or investment decisions. Examples of disclosure requirements: Financial reports at the end of each accounting period, e.g., quarterly and annual financial statements, annual reports. Events at the time of their occurrence, e.g., dividend declaration/omission, capital increase/decrease, takeover. The SET's listed companies are required to disclose the information via the Electronic Liisted Companies Information Disclosure (ELCID), an on-line system for transmission of information from the listed company's company system to the SET's computer system to facilitate immediate release.
The duty of any person applying for an insurance policy to tell the insurer all relevant information affecting the risk. The duty of an intermediary to inform his client if commission is being paid (and, if so, how much) in respect of the business being placed.
a statement by a Seller to a Buyer setting out certain relevant information about the property such as the presence of UFFI or asbestos insultation, the presence of lead paint or the presence of radon gas.
Disclosure is the transfer or release of personal information to a third party.
The duty assigned to insurance person, to aware the insurer about all the important information regarding insurance policy.
The reporting of financial statements, management shareholdings and other information that can be used for making investment decisions.
Telling others about something, for example, a diagnosis of LD.
a document containing impartial and confidential information held by the Police and government departments
a statement used to convey information, but not necessarily to gain agreement
Material information (e.g.. management practices, financial statements and legal involvements, etc.) made public by an issuer as required by the Securities and Exchange Commission. The purpose is to put investors on notice of information pertinent to their making initial and continued investment decisions about the issuer.
The release, transfer, access to, or divulging of information in any other manner outside the entity holding the information.
The disclosure of medical information to patients might now seem like a prima facie obligation. That is partly because paternalism is no longer so prevalent: we are not as ready to accept the notion that patients should be protected from unpleasant truths by benign authorities. But the issue still comes up, for example, when family members ask physicians not to reveal bad news to affected patients, or when patients with different cultural backgrounds have different norms about how to handle communication of such information. [See Case Studies related to Disclosure
This one is simple, tell the TRUTH. Again if you don't you'll void your car insurance.
The release of information to unafilliated third parties. Disclosure does not include release to those agents and vendors who are covered by appropriate non-disclosure and confidentiality agreements or release of information for the purpose of complying with valid legal process, to protect the rights or property of Computer Geeks, or for emergencies. If you initiate contact with a third party with regard to us, we may disclose your communication with us or other relevant informtion to that same third party.
The transfer of any personal information from a system of records by any means of communication (such as oral, written, electronic, mechanical, or actual review) to any person, private entity, or Government Agency, other than the subject of the record, the subject's designated agent or the subject's legal guardian.
You are obliged to tell the truth when applying for car insurance or it could invalidate you insurance policy
The release of all company information, both positive and negative, that may have an effect on the decision to invest in a particular company. Disclosure rules are mandated by the Securities and Exchange Commission, and by stock exchanges.
A three-tiered system in criminal proceedings which ensures vital information on both sides of a court case can be seen by all parties: Primary disclosure is the duty of the prosecutor to disclose material to the defence which undermines the case against the accused. Primary disclosure is triggered where the accused faces trial in a magistrates court and pleads not guilty, or the case is transferred for trial by jury; A defence statement sets out the general nature of the defence, indicating matters on which the accused takes issues with the prosecution and why. A defence statement is compulsory for an accused facing trial by jury, and is optional for an accused facing a summary trial; Secondary disclosure takes place as soon as possible after receiving a defence statement, and provides details of any information which had not previously been disclosed and which might reasonably be expected to assist the accused's defence as set out in the defence statement. In civil proceedings, all relevant documents have to be disclosed unless they are governed by privilege (see below).
All of the information that is in your WorkSafeBC file, including medical reports, correspondence, and other information about all your appeals.
Both spouses must provide the other with all information related to their property, income, assets, and debts. This is called Full Disclosure. Failure to fully disclose all relevant information or concealing information can lead to serious problems, so be very precise in listing all assets, debts, income, and property. There are two disclosure forms which will be generated: Preliminary Declaration of Disclosure - Within 60 days of filing the petition, the petitioner must serve the other spouse with this form. It preliminarily lists all your debts, assets, income, and property. Final Declaration of Disclosure - Both parties must serve this form on the other party prior to signing an marital settlement agreement. If any changes have occurred from the Preliminary Declaration of Disclosure, they should be made on this form. Furthermore, the Final Declaration can be waived by both parties if a marital settlement agreement is signed.
the release, transfer, provision of access to, or divulging in any other manner information to entities or individuals outside of VUMC. See our policy on "Use and Disclosure of Protected Patient Information" for more details.
The act of exposing secret or new information.
The release of records in the custody and control of an institution.
Make something known or tell the "whole truth". Should always be in writing when dealing with property.
The act of telling other people that you have hepatitis C. Apart from informing the Blood Bank, individuals are not legally obliged to disclose their hepatitis C status. Disclosure to partners, family, friends, employers, insurers and health workers is a personal and potentially difficult decision.
revelation, particularly in relation to the obligation of a party to reveal the existence of assets, debts, income, and liabilities for identification and distribution in divorce or separation actions.
Providing information relevant to a contract. Can include everything from the Seller's Property Disclosure where a seller is obligated to truthfully disclose anything about the property that is known. It can also include personal disclosure such as the agent involved in the transaction is related to the purchaser.
To tell your investor anything that may be relevant and of material nature to the deal.
A fact, condition, or description that is revealed clearly and publicly.
1. Requirements under the disclosure regulations . 2. Rules on information to be supplied by intermediaries and sales staff to purchasers of financial products, in relation to commission and other remuneration received by them.
1. A requirement introduced by PSA93 (formerly SSPA75) and strengthened by PA95 for pension schemes to disclose information about the scheme and benefits to interested parties. 2. Rules introduced by regulatory bodies and other regulatory bodies to disclose product and commission information to the purchasers of life assurance and insured pension products.
The conscientious effort to ensure that participants are given full information pertaining to a research study.
information given to defence counsel (or the defendant) by the officer in charge of the case or the prosecution as to the police case against him or her. This may be given on more than one occasion. An "initial disclosure package" could contain a summary of facts, victim impact statement, defendant's statement etc. There is an ongoing obligation to disclose relevant information so a later package could be given closer to status hearings, and other material may be specifically requested by defence counsel.
The action of providing the consumer with information maintained in his or her consumer file.
The duty of any person applying for an insurance policy to tell the insurer all relevant information affecting the policy that they are applying for.
The duty of the proposer and broker to disclose all known facts to the insurer before initiating the policy
In real estate, revealing all the known facts which may affect the decision of a buyer or tenant. A broker must disclose known defects in the property for sale or lease. A builder must give to a potential buyer the facts of his new development (are there adequate school facilities?; an airport nearby?; etc.). A broker cannot charge a commission to buyer and seller unless both know (disclosure) and agree.
Giving the other party information or documents that are relevant to the court proceedings.
The release of information outside of Duke Health Enterprise. A transfer of information within Duke Health Enterprise is considered "use."
Statement of fact(s) concerns the condition of the property for sale and the surrounding area. In most states, the buyer is protected by disclosure laws requiring sellers to divulge certain information about the property, e.g. if the property is in a special studies zone.
In general terms an organization discloses personal information when it releases it to others outside the organization. It does not include giving individuals information about themselves (this is 'access' see above).
To completely and fully reveal the terms of a transaction. Rental disclosure can include the amount of each payment, when payment is due and the total cost of renting until ownership occurs. Other items include the total rental cost and condition of the goods.
Disclosure means the giving out of information which might commonly be kept secret, usually voluntarily or to be in compliance with legal regulations or workplace rules.
The duty of the Assured and his broker to tell the Underwriter every material circumstance before acceptance of the risk.
Disclosure refers to the formal system via which an organization allows its employees to report their private interests that may conflict with their professional duties. Disclosure usually refers to financial interests, but it need not be limited in this way.
Required detailed information about any product.
disclosure - A component of the notice principle, wherein a company should make available its data handling practices, including notices on how it collects, uses, and shares personally identifiable information.
Information that is made available to consumers.
To divulge, reveal, make known or report knowledge to others either inadvertently or intentionally.
Revealing what previously was private knowledge. Any statement of fact that is required by law.
In marketing, the practice of providing consumers with specific types of information designed to improve purchasers' knowledge of the products they are considering purchasing and to enable them to compare the costs of various products.
A document, text or form that reveals or uncovers information about real estate. For example, see Seller's Disclosure.
The act or process whereby the arbitrator makes known to all parties, their attorneys and/or their representatives, any pertinent information concerning any previous relationships or interests that the arbitrator may have that could potentially affect the neutrality of that arbitrator. This obligation to disclose pertinent interests or relationships is a continuing duty of the arbitrator during the entire arbitration process.
The duty of the insured and his broker to tell the underwriter every material fact before acceptance of the risk.
Making personal information available to others besides the dentist or the dentist's staff. Legislation – The Regulated Health Professions Act (RHPA), Regulations made under these Acts, and By-laws of the College, and the Personal Information Protection and Electronic Documents Act (PIPEDA)
The first public disclosure of details of an invention. This may be deliberately revealed outside the patent system to make the invention unpatentable, or what is described in a patent application.
The obligation on all parties before trial to produce all relevant documents to the other side. The main instrument of disclosure is the affidavit of documents that must include not only documents that are helpful to one's case, but those which also support the other side's position. Documents discovered after the affidavit of documents is served must be produced to the other side before trial.
To permit access to, release of, transfer of, or to communicate personally identifiable information contained in academic records to any party by any means, including oral, written or electronic.
A statement to a potential buyer listing information relevant to a piece of property, such as the presence of radon or lead paint.
To permit access to or the release, transfer, or other communication of education records, or the personally identifiable information contained in those records, to any party, by any means, including oral, written, or electronic means.
obligation by the prosecution to reveal and give to the defence any information in its possession or control that is relevant, regardless of whether it dam- ages or aids its case
See Duty of Disclosure. A stage in legal proceedings at which the parties to a suit must disclose to each other documents in their respective possession.
the revealing of identifiable health information to anyone other than the subject.
Information relevant to specific transactions that is required by law.
The providing of all material and relevant information, including any and all of an adverse nature, particularly in connection with investment oriented decisions or opportunities
The provision of information to customers by energy suppliers on their prices, terms of service, power sources and air emissions.
Merchants are required to inform cardholders about their policies for merchandise returns, service cancellations, and refunds. How this information is conveyed, or disclosed, varies for card-present and card-not present merchants, but in general, disclosure must occur before a cardholder signs a receipt to complete the transaction.
Information released to potential investors about the company, its business and specific transactions, often publicly released to ensure all parties having simultaneous access to the same information.
The process of providing information (usually via an application form) to an insurer for underwriting purposes (e.g.: details of an applicants medical history).
Revealing facts to others. In the sense used herein, these facts may be complimentary to the franchisor or may be uncomplimentary, such as disclosing a prior bankruptcy or litigation involving the franchisor or key persons as defendants.
Process of divulging accounting information so that the content of FINANCIAL STATEMENTS is understood.
Refers to companies' practice of making your personal information available to third parties, e.g., marketing lists, other organizations that provide similar services, etc.
This is a copy of your WorkSafeBC Claim file, including medical reports, correspondence, administrative logs and other information regarding your claim, as well as past reviews and appeals.
The act of disclosing or making known certain information to a party who may otherwise not be aware of the information. Disclosure of material facts by an agent to a principal is a fundamental duty under agency law.
The public release of information. Often used in connection with information that may influence the market for a company's stock.
The information required by federal or state law to be relayed to the cardholder concerning the terms of the credit agreement. Disclosure must be made by the issuer before the first use of the card by the cardholder, and must subsequently be included on all monthly statements and other documentation mentioning finance charges.
The open discussion of relevant matters by an agent to one's principal.
A disclosure document explains how a financial product or offering works, the terms to which you must agree in order to buy it or use it, and, in some cases, the risks you assume in making such a purchase. For example, government regulatory agencies like the Securities and Exchange Commission (SEC) and self-regulating organizations like the National Association of Securities Dealers (NASD) require publicly traded corporations to provide all the information they have available that might influence your decision to invest in the stocks or bonds they issue. Mutual fund companies are required to disclose the risks associated with buying shares in the fund. Similarly, federal and local governments require lenders to explain the costs of credit, and banks to explain the costs of opening and maintaining an account. Despite the consumer benefits, disclosure information isn't always accessible, because it is either expressed in confusing language, printed in tiny type, or so extensive that consumers choose to skip over it.
statement to a potential buyer of a property, including all of the relevant information about that property.
This is the duty of any person when they are making an application for an insurance policy to disclose all relevant details that may affect the risk.
It refers to the duty of a person applying for an insurance policy to tell the insurer all relevant information affecting the risk, such as prior claims and history.
A release by companies of all relevant information, positive or negative, that might bear on an investment decision, as required by the Securities and Exchange Commission and the stock exchanges.
The duty of the parties to a contract of insurance to reveal all material facts to each other before a policy is issued and prior to each renewal.
The release by companies of all information positive or negative that might bear on an investment decision as requested by the Jordan Securities Commission.
