if you are renting a room in a house in which the owner is living, this is known as an owner-occupied house. Often people renting rooms in owner-occupied houses are classified as boarders or lodgers. Quiet enjoyment: a fancy phrase meaning the right to live in your rented premises without interference from others, particularly your landlord/agent. This is one of the conditions of your tenancy agreement. When the landlord keeps popping in on Sunday mornings without warning, your right to 'quiet enjoyment' has been breached.
Residential properties that the borrower occupies as a primary residence. Loans for owner-occupied properties normally enjoy better terms and pricing than do properties for second homes and investment properties.