a company that is generally not in the business of extending credit or issuing credit cards, but merely assumes the collection of accounts on behalf of the creditor

an independent person or agency that is contracted by the creditor and is authorised to act on its behalf to collect money that is owed to that creditor

an individual who as part of his or her job, regularly collects debts for others

a person (or agency) who uses interstate commerce or the mail for the collection of a debt

A person or company hired by a creditor to collect the balance due on overdue accounts

Any individual, including attorneys, who regularly collects debts owed to others.

Someone who regularly collects debts owed to others. This includes attorneys who collect debts on a regular basis.

Debt Collectors take steps to collect payments or otherwise perform similar activities connected with a debt. A licence is required under the Consumer Credit Act 1974 when dealing with non-companies in respect or credit or hire agreements not exceeding ?15,000.

The term 'debt collector' applies to collection agencies or lawyers that is collecting debt for others.