Any act by an employer that results in an individual or group of individuals being deprived of equal employment opportunities.
A denial of employment or any other decision for employment purposes that adversely affects any current or prospective employee. (www.lawdog.com)
According to the Fair Credit Reporting Act in the United States, (1) a denial or revocation of credit, a change in the terms of an existing credit arrangement, or a refusal to grant credit in substantially the amount or on substantially the terms requested; or (2) a denial or cancellation of insurance, an increase in any charge for insurance, a reduction in coverage, or any other adverse or unfavorable change in the terms or amount of existing insurance or coverage applied for by a consumer.
an action taken to try to keep someone from opposing a discriminatory practice, or from participating in an employment discrimination proceeding
a tangible employment action that causes a significant change in employment status, such as demotion, termination, failure to promote, or reassignment with significantly negative changes in responsibilities
A removal from employment, suspension from employment, reduction in grade, reduction in pay, or furlough of 30 days or less.
An action which may result in a negative impact on a consumer's ability to secure housing, credit or employment. The term "adverse action" has the same meaning as in section 701(d)(6) of the Equal Credit Opportunity Act; and means a denial or cancellation of, an increase in the terms of coverage or amount of, any insurance, existing or applied for, in connection with the underwriting of insurance; a denial of employment or any other decision for employment purposes that adversely affects any current or prospective employee; a denial or cancellation of, an increase in any charge for, or any other adverse or unfavorable change in the terms of, any license or benefit described in section 604(a)(3)(D) [15 U.S.C. §1681b] of the FCRA; and any action taken or determination that is made in connection with an application that was made by, or a transaction that was initiated by, any consumer, or in connection with a review of an account under section 604(a)(3) (F)(ii) [15 U.S.C. §1681b] of the FCRA and adverse to the interests of the consumer.
Denial of a loan in an amount and on terms acceptable to the borrower
Denial of eligibility or recognition of a higher education institution by an accrediting or quality assurance organization, or (U.S.) of an accrediting organization, as determined by the national, regional, or specialized accreditation body.
The decision not to grant credit either in the amount, or according to the terms requested.
The refusal to grant credit either in the amount or according to the terms requested by the applicant.
A revocation or denial of credit.
(1) refusal to grant credit in the amount or under the terms requested, or (2) termination of an account, or (3) refusal to increase the amount of an existing credit line when the applicant requested it in accordance with the creditor's procedures, or (4) an unfavorable change in terms that affects only some of the debtors
Adverse action is when the lender decides not to grant a loan in the amount or by conditions that have been requested by the borrower.
an unfavorable action, such as the denial of credit, insurance or employment, taken by a creditor or other entity, affecting a consumer. Under the Fair Credit Reporting Act, creditors must disclose the reasons for any adverse action.
