A form of user authentication based on a physical (e.g., fingerprint, iris, face or hand) or behavioral (e.g., signature or voice) characteristic. Because it is based on something the person "is," biometric authentication can provide a higher level of security than authentication based on something a person "knows" (e.g., a password) or something a person "has" (e.g., a magnetic card or hardware token). Biometric authentication systems require users to enroll to generate a template for later comparison and matching.