Definitions for "VANDALISM AND MALICIOUS MISCHIEF"
Once treated as a separate peril to be added to a property policy or not, current property forms routinely include the protection.
Your homeowner's policy automatically covers you for willful destruction or damage performed by others to your property.
Damage or destruction to property, which is willful. This coverage can be purchased under many Property forms and is automatically covered under most Homeowners policies.
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see
See V&MM.