Accidental death coverage is sometimes a part of Personal Injury Protection or First Party Benefits plans. If a covered individual dies from accident-related injuries, this coverage provides a payment to the insured's designated beneficiary. | Back
Bodily injuries sustained solely through violent, external and accidental means, and as a direct result of the bodily injuries, independently of all other causes, and within 90 days afterwards, you lose your life.
When combined with dismemberment insurance, this coverage may be called accidental death and dismemberment insurance (AD&D). It provides extra coverage in the event of death resulting from accidental injuries but not illness. Insurance Terms
and Dismemberment Insurance providing payment if the insured's death results from an accident or if the insured accidentally severs a limb above the wrist or ankle joints or totally and irreversibly loses his or her eyesight. Click here to go back to the top