Entries on an individual's criminal records. In addition to affecting one's ability to get employment, some lenders may look at convictions when making a lending decision. A conviction for fraud would make an individual a particularly high risk to many financial institutions, whereas speeding or road traffic offences will affect motor insurance policies.
Motoring Convictions Conviction details include a code such as SP30 as well as a number of penalty points. Conviction details can be found on your licence; on photo card licences, details are found on the paper section. Non-motoring Convictions To be eligible for an online car insurance quote, you nor any proposed driver has been convicted of any non-motoring convictions, e.g. theft, dishonesty or fraud within the last 5 years, nor ever suffered a term of imprisonment.