one day I told my wife she looked "fine". She got upset. To me I was saying she looked "nice". To her I was saying she looked "just OOkay". The same can be said about this coin grading term. Fine is a medium grade coin. It corresponds to F-12 and F-15 of the current grading standards. A Fine coin will have some detail present in the recessed areas. However, it is not sharp and there are some details still missing. You may be pleased to locate a fine grade coin, particularly when the coin is scarce or rare. However, a fine coin when common is not as great a treasure. A bit of advice - If your wife asks you how she looks, tell her she looks like a GEM! :-) See "GEM" BU.