A Family Member is a "member of the family" of the Beneficiary, within the meaning of Section 529 of the IRS Code. Under Section 529, a "member of the family" of a Beneficiary is a person related to that Beneficiary as follows: (i) a son or daughter, or a descendant of either; (ii) a stepson or stepdaughter; (iii) a brother, sister, stepbrother or stepsister; (iv) the father or mother, or an ancestor of either; (v) a stepfather or stepmother; (vi) a son or daughter of a brother or sister; (vii) a brother or sister of the father or mother; (viii) a son-in-law, daughter-in-law, father-in-law, mother-in-law, brother-in-law or sister-in-law; (ix) the spouse of the Beneficiary or of any of the other foregoing individuals; or (x) a first cousin of the Beneficiary. For this purpose, a child includes a legally adopted child and a brother or sister includes a half-brother or half-sister.

A spouse (including a valid common law marriage) and unmarried dependent eligible child(ren).

Usually a spouse, child (natural, step or adopted), parent, sibling (sister or brother), in-laws, or grandchild.

An individual who is now or was in the past, either the primary caregiver or a concerned and involved person who provides a significant level of support to a person who is living with a mental illness.

A spouse of the employee, a lineal ascendant or descendant of the employee or a spouse of such a lineal ascendant or descendent.

Means spouse, child (natural, step or adopted), parent, sibling, in-laws, or grandchild for purposes of determining whether benefits are payable for formal caregivers and informal caregivers.

A peson related to the insured, or his or her spouse, by blood, marriage, or adoption who lives in the named insured's household.

A person related to the insured by blood, marriage or adoption who is a resident of the named insured's household, including a ward or foster child.