Definitions for "Specific insurance"
( assurance expressément consentie) Insurance on items individually or specially described.
A policy which describes specifically the property to be covered. This is in contrast to a policy which covers on a blanket basis all property at one or more locations without specific definitions. In the case of overlapping coverages, specific insurance is considered the primary one.
Where two insurances cover property and one has a narrower range it is said to be more specific / An insurance covering a particular risk or property or class of property as opposed to one with a wider cover such as a blanket policy.