A financial institution with a banking licence. The major 4 banks in Australia control 85% of the banking market. They include Commonwealth Bank of Australia ( CBA ) , Westpac Banking Corporation ( WBC ) , National Australia Bank ( NAB ) , and Australia and New Zealand banking group ( ANZ ) .

In addition to offering federal insured savings products, many banks sell uninsured products, either directly or through an affiliated broker-dealer. Some also offer financial advisory services either directly or through an affiliated instrument adviser firm. Bank-affiliated brokerage firms and investment advisory firms operating under similar compensation arrangements as those operating independently. Banks are regulated for solvency and other conduct through state and federal banking regulators. Bank-affiliated brokerage or investment advisory firms are regulated under state and federal securities laws. When banks engage in the direct sale of securities or investment advice, however, they are generally exempt from the registration and certain other provisions of the securities laws. Bank employees who engage in the direct sales of securities are required to have training that is substantially equivalent to training required for persons who sell securities as registered representatives.

These are usually local, relationship-driven lenders. Most all require personal guarantees of the borrower and are typically portfolio lenders. As conservative, short-term lenders, banks are one of the most inexpensive sources of capital, and are generally not used for "mega-loans." Banks have fairly flexible pricing and terms, but have strict regulation over third-party reports and requirements.

English botanist who accompanied Captain Cook on his first voyage to the Pacific Ocean (1743-1820)

elevations, typically located on a shelf, over which the depth of water is relatively shallow but sufficient for safe surface navigation BKSU

The right bank of a river is on your right when you are facing downstream, and the left bank is on the left.

Banks are the sides of a river or stream between which the water normally flows.

Mechanical Bank Collectors of America Dedicated to expand the knowledge of Antique Mechanical Banks, this association has been around since 1958. Still Bank Collectors Club of America Founded in 1966 with over 500 members.

The sand formation of the beach where the wave breaks. Good banks mean when there is swell the waves break well

the number of rows of divider tabs. For example, a set of tabs might consist of three banks of five tabs.

The sides of a channel which holds or carries water.

A place to go for Mortgages & Loans.