A form attached to a policy to change or modify its conditions.
Basically, it is an amendment to a policy that adds or subtracts insurance coverage.. (For example: A request that you make to your agent to add drivers or delete coverage results in an endorsement to your policy).
A legal signature usually placed on the reverse of a draft; signifies transfer of rights from the holder to another party.
An amendment to a life insurance or annuity policy, which alters the provisions of the initial contract.
The act of writing one's name on back of a note, bill, check or similar written instrument thereby making the endorser a party to the instrument and liable, under certain conditions, for its payment.
An amendment or addition to the policy; also sometimes known as a rider. An endorsement may expand coverage over that of the basic "stock" policy. However, often it is also used to exclude certain kinds of coverage.
(Avenant) Endorsements appear as additional pieces of paper attached to a policy indicating that the written consent of the parties has been given to a change in the terms of the original contract and that such change will not affect the insurance. Note the distinction from a "rider" which is the addition of a new peril to a policy and in effect, therefore, an additional insurance policy combined with the original.
Document attached to a policy which modified the policy’s original terms.
A supplementary agreement attached to an insurance policy for the purpose of making some change in the policy. An endorsement supersedes the terms of the policy.
A signature on a security or instrument that matches the registered name in order to make the document negotiable.
A written modification to an insurance policy, usually written on the printed policy page. An endorsement may also be in the form of a rider. No endorsement is valid unless signed by an executive officer of the company and attached to and made a part of the policy.
A written amendment made to a policy that changes the terms the policy by adding or subtracting coverage. This is also known as a rider.
The transfer of the right to obtain delivery of the goods of the carrier by means of the consignee's signature on the reverse side of a bill of lading. If the name of the new consignee (transferee) is not stated, the endorsement is an open one which means that every holder of the document is entitled to obtain delivery of the goods.
An amendment to, or other alteration of, the original insurance policy; also known as a rider.
The payees signature on back of the check, which shows that the payee has received payment for the amount of the check and is responsible for recourse if necessary.
A method of transferring ownership of a negotiable instrument such as a promissory note, by signing on the back of the instrument. Also, for insurance, see rider.
An endorsement is a modification which is added or attached to an existing policy.
A document that changes the original contract for insurance, which becomes a legal amendment to the insurance policy. (Compare, Rider.)
A written agreement attached to an insurance policy to add or subtract coverage. Once attached, the endorsement takes precedence over the original terms of the policy.
An amendment, added to the insurance contract by the sales closing date, used principally to alter the printed terms of the policy.
A signature used to legally transfer negotiable instrument. Also, provision added to an existing insurance policy to modify its coverage; here, also called rider. see also good delivery, registered bond.
In insurance, a form attached to the basic insurance contract that alters certain provisions in the policy (Gallery Association of New York State 1985).
Signing of a document (eg, draft, insurance document or bill of lading) usually on the reverse to transfer title to another party. Documents are often endorsed in blank to permit any future holder to gain title.
An amendment, sometimes referred to as a rider, added in writing to an insurance contract or policy.
An amendment of an insurance policy that alters the provisions of the contract.
An attachment to an insurance policy that amends and alters the coverage provided in the policy. Also called a Rider.
A form attached to an insurance policy bearing the language necessary to change the terms of the policy to fit special circumstances.
any variation to the terms and conditions of your policy
An attachment to an insurance policy which is used to clarify, extend, or restrict coverage.
A document used to amend the coverage in an otherwise complete policy.
A signature on an instrument that would transfer and assign a title of a property. Or it could be an endorsement to a title policy - example: Environmental Lien.
Additional information attached to your policy that changes the provisions in your policy. Sometimes called a rider.
A document that amends an insurance policy by adding or deleting coverage or otherwise modifying the coverage.
are additions or deletions that can be included in your auto insurance policy. For instance, there is an endorsement that can exclude a certain person from driving your car. Once an endorsement is added it takes precedent over the original insurance policy agreement. This is also referred to as a “rider”. nsurance premium is the amount of money an insurance company charges for insurance coverage.
a signature that validates something; "the cashier would not cash the check without an endorsement"
a form attached to an insurance policy that changes what the policy covers
an addition to an insurance policy that changes what the policy covers
an addition to your insurance policy
an amendment to your policy which adds, removes or otherwise changes the standard coverage you have under your policy
an insurance policy amendment that modifies its original terms
a rider on a Florida certificate with a full subject coverage and denotes a particular expertise in an instructional level or methodology
a simple way to add coverage and can cost little for the protection it provides
a written form attached to the policy that alters its coverage, terms or conditions to fit your boating insurance needs
A written agreement attached to a policy expanding or limiting the benefits otherwise payable under the policy. Same as a "rider."
The act of endorsing something or the signature itself.
Part of most insurance policies; policy forms that modify the main coverage form; changes to the policy language.
A written amendment added to and made a part of an insurance policy to change the original insurance policy language. The change may restrict or broaden the coverage.
An endorsement is a specific addition to a policy that alters the coverage and therefore the price of that policy. Endorsements can either add or remove specific types of coverage. In many cases, consumers can buy a basic policy and then custom-tailor it to their needs through specific endorsements.
A written form attached to a policy that adds to or changes the policy's original terms. It usually adds coverage and an additional premium may be charged.
An attachment to an insurance policy that changes provisions and adds or excludes coverage in the policy.
Written provision that adds to, deletes, or modifies the provisions in the original contract.
The act of a holder of a note, bill, check, or other negotiable instrument, of assigning said instrument by signing the back of the instrument with or without qualifications.
The approval for any change on a commitment or policy which has been or will be issued by a title insurance company, such as amount of insurance, effective date of insurance, lender, etc.
a signature appearing on the back of a union check as evidence of the legal transfer of ownership, especially in return for cash or credit indicated on its face.
A document with language attached to and becoming part of a basic policy for the purpose of amplifying or modifying it, either at its inception or during its term. Any such modification can become effective only with the agreement of the insured, unless clearly made solely for the benefit of the insured.
Attachment to a policy which adds to or changes the contractâ€(tm)s original terms.
An amendment to an insurance policy that in some way changes the policy.
An amendment to a policy to add or delete specific items or terms or coverage. Also called a "rider."
The transfer of rights to a negotiable instrument from the holder to someone else by way of a signature and other writing on the back of an instrument.
When the initial conditions of the contract are revised (when the insured moves or purchases a new car, for example), the insurer issues an endorsement to validate the new situation, rather than drafting an entirely new contract. The insured can also obtain additional protection to meet their specific needs. The insurer will then issue one or more endorsements and add them to the basic contract. Although the insured is not required to have any endorsements, all of them are useful. Auto insurance endorsements are recognized by the "QEF" code, followed by an identification number.
(a) A provision added to an insurance policy, usually at additional cost, to provide coverage for a risk not otherwise covered. (b) A person other than the original signer who signs a check or note.
When the initial conditions of the contract are revised (when you move or purchase a new car, for example), the insurer issues an endorsement to validate the insured's new situation and benefits rather than drafting an entirely new contract. You can also obtain additional protection to meet your specific needs. The insurer will then issue one or more endorsements and add them to your basic contract. Although you are not required to have any endorsements, all of them are useful. Auto insurance endorsements are recognized by the "QEF" code, followed by an identification number.
Change to policy per insured party or interested party request.
A written agreement that changes the terms of an insurance policy by adding or subtracting coverage.
A provision added to an insurance policy to modify it. An endorsement supersedes the printed policy text. If two endorsements contradict each other, the one with the latest date prevails.
provides coverage for perils such as floods and earthquakes not generally covered by standard homeowners policies
This is a written amendment to an insurance policy that becomes a legal part of the insurance documentation.
Signature of the payee made for the purpose of negotiating a check/warrant.
An attachment to an insurance policy that changes the insurance contract's original terms.
Glossary-E An Endorsement is an amendment to an insurance policy, usually by means of a rider. One of the three major credit-reporting agencies.
an amendment to a policy which changes coverage and/or provisions in the policy.
Document attached to an insurance policy that changes the policy in some way.
A written agreement modifying a standard insurance policy to meet certain conditions or to complete a policy.
An additional piece of paper, not a part of the original contract, which cites certain terms and which becomes a legal part of that insurance contract. Additions to life insurance contracts are accomplished through the use of riders, which are similar to endorsements.
A written amendment made to a policy that changes the insurance policy's terms by adding or subtracting coverage. Also known as a Rider.
A written or printed form attached to the policy that alters its provisions.
A writing on a negotiable instrument, such as a check or a note, which assigns interest in such instrument to another party. A notation added to an instrument after execution to change or clarify its contents, such as an endorsement to a title insurance policy.
A signature placed on the back of a note or check to transfer ownership. An endorsement in blank guarantees payment to later holders. An endorsement without recourse, or qualified endorsement, does not guarantee payment to later holders.
Written agreement attached to a policy to add or subtract insurance coverages.
An agreement added to a policy to change the amount of coverage offered by that policy. Once attached, an endorsement supersedes the original terms of the policy.
A change added to an insurance policy which modifies the original terms.
On an insurance policy, an attached written form that adds or restricts coverage, or alters the policy in some other way. Also called a Rider.
A signature either stamped or written by hand on the back of a negotiable instrument by which the signer transfers ownership of the instrument to another party.... read full article
1. the act of signing one's name, as the payee, on the back of a check or note, with or without further qualification; the signature itself 2. offering support or credibility to a statement.
A legal document which indicates any changes made to an existing insurance policy.
A form, printed and attached to an insurance policy usually to add something to it, take something from it, or otherwise modify or change the policy
An additional document added to a contract that was not part of the original contract that alters the terms or conditions. In insurance, a rider is a type of endorsement on an insurance policy.
A written agreement attached to your insurance policy that documents changes made to your insurance policy. This attachment takes precedence over the provisions in your original policy.
A form that alters conditions of the contract.
Adds or deletes a person or benefit to/from an existing policy. The endorsement is mailed to the policyholder to attach to the original policy.
An amendment to the policy which adds or deletes coverage under the terms of the policy.
An addition made to an insurance policy. It usually adds coverage and an additional premium may be charged.
a form attached to an insurance policy that changes the policyâ€(tm)s coverage, terms, or conditions.
The signature on the back of a check, bill, note or similar document. It is required on negotiable documents.
A form attached to a policy in order to modify its terms.
A document which modifies the protection of a policy, either expanding or decreasing its benefits, or adding/excluding certain conditions from the policy.
A form attached to the bond to add to, alter, or vary its provisions. Sometimes called a rider.
An attachment to the original insurance contract that makes some type of change or amendment.
A change made in a life insurance policy as requested by the policyowner and acknowledged by the company, such as a change of beneficiary. Endorsements also include revisions in wording for the purpose of clarifying particular provisions of an insurance contract. (See Rider.)
The legal transfer of title of a document by signature, usually, but not necessarily, on the reverse.
An amendment attached to an insurance policy to add to or change the terms of the policy contract.
a form changing the provisions and attached to a policy (known as a rider in Life and Health insurance.)
A form attached to the policy to amend conditions or to modify underlying terms and coverages. An endorsement must be made by the insurer, in writing, and attached to the policy.
A written agreement attached to an insurance policy that amends the coverage by adding or subtracting coverage.
The act of signing one's name on the back of a check or promissory note to transfer it to a third party. Also, a rider attached to an insurance policy to expand or limit coverage. Also spelled "Indorsement."
Supplemental page(s) containing provisions which modify your policy
Any change to the wording of a policy that varies its terms.
Document used with insurance policies that modifies the policy by adding special provisions.
A document, which is attached to the policy and modifies or changes the original policy in some way.
Amendment to the policy used to add or delete coverage. EXPERIENCE - The record of claims made or paid within a specified time period.
Language attached to an insurance policy that changes the terms or conditions of the policy.
A supplementary agreement attached to an insurance policy for the purpose of changing its conditions or altering its coverage.
A signature on the reverse of a negotiable instrument made primarily for the purpose of transferring the rights of the holder to some other person. It is a contract between the holder and all parties to the instrument. Each endorser orders the prior parties to fulfill the contract to his/her endorsee, and also agrees with the endorsees that if they do not fulfill the contract, he/she will.
An addition to a property/casualty insurance policy.
"(indorsement)n. 1) the act of the owner or payee signing his/her name to the back of a check, bill of exchange or other negotiable instrument so as to make it payable to another or cashable by any person. An endorsement may be made after a specific direction ("pay to Dolly Madison" or "for deposit only"), called a qualified endorsement, or with no qualifying language, thereby making it payable to the holder, called a blank endorsement. There are also other forms of endorsement which may give credit or restrict the use of the check. 2) the act of pledging or committing support to a program, proposal or candidate. See also: negotiable instrument "
A document that is attached to an insurance policy and is a part of the policy.
The signature of the shareholder or an appropriate person on the reverse of the certificate or on a stock or bond power.
A signature on a negotiable instrument by which title to property mentioned therein is assigned and transferred. Also, a notation added to an instrument after execution to change or clarify its contents. In insurance, coverage may be restricted or enlarged by endorsing a policy. In FHA loans, a notation placed on the note by the FHA indicating that the loan is insured under the National Housing Act.
1) The signature on the back of a check, note or other negotiable instrument. 2) An addition made to a document, such as a title policy, in order to alter or clarify it.
The ownership of a bill is transferred by an "endorsement", i.e. a signature written on the back of the document by its beneficiary, or its last lawful owner.
Signing on the back of a document so as to assign a right or benefit to another party. Endorsement by the seller may be necessary for transport documents, insurance documents, bills of exchange or many other documents.
A signature written by hand or stamped on the back of a negotiable instrument whereby the ownership thereof is assigned or transferred to another.
A document with language attached to and becoming part of a basic policy for the purpose of modifying the policy, either at inception or mid-term.
A written form attached to an insurance policy that alters the policy's coverage, terms or conditions. Glossary Alphabet
A provision added to a property or liability insurance policy, sometimes for an extra premium charge, by which the scope of the policy's coverage is clarified, restricted, or enlarged.
Any change made to a policy.
An amendment to your policy written especially to cover unique items just for you. An endorsement is also a change to your policy that is made during the policy's term. An endorsement is attached to your policy to modify the terms of the insurance contract.
A writing on a negotiable instrument by which property mentioned therein is assigned and transferred. Also, a notation on an instrument to change, clarify, or enlarge its contents. In insurance – a provision or rider added to the Insurance Policy to alter the terms of the Insurance Contract.
An additional piece of paper, not a part of the original contract, which cites certain terms and which, when attached to the original contract, becomes a legal part of that contract.
When Federal Housing Administration loans are endorsed, this action insures those loans under the National Housing Act.
These are defined as changes made to the original auto insurance policy.
Addition to or modification of a title insurance policy which expands or changes coverage of the policy, fulfilling specific requirements of the insured.
A written amendment attached to a policy modifying the terms of the insurance contract.
Amendment to the policy used to add or delete coverage. Sometimes referred to as a FLOATER or RIDER.
Any change made to the policy.
A signature on the back of a negotiable instruments that transfers the amount of the instrument to another party.
A written amendment made to a policy that is part of the insurance agreement
An agreement attached to an insurance policy that adds or subtracts coverage and takes the place of the original terms of your policy.
An additional piece of paper, which was not part of the original insurance contract, that cites certain terms, conditions, or changes, and which becomes a part of the insurance contract. Additions to personal lines insurance policies are accomplished through the use of riders, which are similar to endorsements.
An addition or limitation to an insurance policy that changes some aspect of the insurance contract.
See Indorsement. Back to the Top
The act of signing a name on the back of a check or promissory note to evidence its transfer; also, a written document attached to an insurance policy expanding or limiting coverage.
an amendment or alteration to a policy, which becomes an integral part of that policy.
A written amendment to an insurance policy which becomes part of it.
Signature on the back of a stock certificate of the person whose name appears on the face of the same. Makes the certificate negotiable.
Attachment or addendum to an insurance policy; an endorsement changes the contract's original terms.
Wording and signatures applied usually to the reverse of certain documents, in order to transfer the rights that they confer. Such documents include Bills of Exchange, Bills of Lading and insurance documents.
The signature(s) of the registered holder or appropriate person(s) on the back of the certificate or bond power.
Documentary evidence of a change in an existing policy that may result in a change in premium, return premium, or no premium adjustment. Funds held by a company under reinsurance treaty An account used to record a liability from a deposit from a reinsurer or the withholding of a portion of the premiums due as a guarantee that a reinsurer will meet its loss and other obligations. Generally Accepted Accounting Principles (GAAP) A method of reporting financial results of an insurer in accordance with the going-concern basis used by other businesses. GAAP is promulgated by the AICPA (American Institute of Certified Public Accountants) and the FASB (Financial Accounting Standards Board). GAAP assigns income and disbursements to the proper period, as distinguished from the more conservative requirements of statutory accounting.
A document used to expand, reduce or otherwise modify the coverage in a coverage agreement or insurance policy.
A written or printed form attached to the policy which alters provisions of the contract.
A policy amendment or restriction, that appears on your individual policy schedule. An endorsement may well take the form of an exclusion for a pre-existing medical condition. This is usually in addition to the main policy document.
An amendment attached to a standard policy to change the terms of the policy contract.
Also known as a rider, this is an attachment to the insurance policy that changes it in some way.
Typed or printed document added to a policy changing the contract in some way, sometimes called a "Rider".
A form issued by the insurer at the request of the insured which changes term(s) or item(s) in an issued policy or commitment.
Also known as a rider, this is a written form attached to an insurance policy that alters the policy's coverage, terms, or conditions.
In property and liability insurance, standard or printed policies often do not suit a particular need. Modification of standard policies is made by adding special provisions to the basic contract by an endorsement which may alter coverages to satisfy particular needs. Endorsements generally supersede the standard policy provisions and may be altered by later endorsements.
Amendment to the policy used to add, change, or delete coverage. Also referred to as a "rider."
An additional piece of paper, not part of the original contract, which cites certain terms and which becomes a legal addition to and part of the insurance or annuity contract.
A rider attached to a title insurance commitment or policy to expand or limit coverage. (I.e.: Environmental, Location, Comprehensive)
documentary evidence of some alteration to a policy of insurance.
Use of the parent brand identity to support and add credibility to an allied offer. Implies subordinate emphasis of the parent to a sub-brand, though relative emphasis will vary case-by-case.
A document attached to an insurance policy that changes the original policy provisions.
a policy endorsement alters the scope of your policy wording. It can have two effects, it can extend your cover or it can restrict your cover. It is very important to read all of your policy endorsements so as to fully understand your covers.
Writing one's name, either with or without additional words, on a negotiable instrument, or on a paper attached to it.
A signature on a draft or check by a payee prior to the transfer to a third party. Also, a statement attached to an insurance policy, which changes the terms of the policy.
Clause or language that extends policy terms, coverages, or conditions beyond the scope of the basic policy provisions.
In some forms of insurance, a provision added to a policy to add to or alter the coverage.
An amendment in writing (including printing or stamping) added to and made part of the insurance contract for the purpose of changing the original terms - either to restrict or expand coverage.
A written change or modification of a commitment or policy. Also, writing one's name, either with or without additional words, on a negotiable instrument or on an attachment thereto.
An addition to a title insurance policy that adds or subtracts coverage.
An amendment added to a written document, particularly an agreement between parties, altering its provisions.
a written form modifying a policy to meet certain conditions i•ÏXE'Ç•â‚ðŠm”F‚·‚éj
A written form attached to an insurance policy that alters the policy's coverage, terms, or conditions. Sometimes called a rider.
A written amendment affecting the declaration insuring agreements exclusions or conditions of an insurance policy; a rider.
special circumstances frequently require that a policy be altered. Such alterations are effective by attaching to the policy a form bearing the language necessary to record the change.
Documentary evidence of an alteration to an insurance policy.
Any change or addition to a title insurance policy that affects coverage of the policy as per specific requirements of the insured.
Something written on the back of a document. An alternate spelling, in some English jurisdictions, is "indorsement." In the laws of bills of exchange, an endorsement is a signature on the back of the bill of exchange by which the person to whom the note is payable transfers it by thus making the note payable to the bearer or to a specific person. An endorsement of claim means that if you want to ask a court to issue a writ against someone, you have to "endorse" your writ with a concise summary of the facts supporting the claim, sometimes called a statement of claim.
An amendment to a policy form.
